2015 1 1 0/month1/CBRC, the Ministry of Industry and Information Technology, the People's Bank of China and the State Administration for Industry and Commerce jointly issued a risk warning for obtaining high returns by investing in the name of "financial mutual assistance". The contents are as follows:
The CBRC, the Ministry of Industry and Information Technology, the People's Bank of China and the State Administration for Industry and Commerce suggest that:
Recently, there have been many behaviors in China that promise high returns and induce the public to invest money in the name of "financial mutual assistance". Its main features include:
Many names. Common ones are: "XX? Financial mutual aid community ","XX? Financial mutual aid platform, XX financial mutual aid management, XX charity financial mutual aid platform, XX financial mutual aid investment, XX mutual aid community, XX wealth mutual aid platform, etc.
Develop rapidly. Relying on the Internet, it is widely publicized through websites, blogs, WeChat, QQ and other platforms.
Very confused. Some, under the banner of "overseas celebrities", claim that the goal is to "destroy the unjust world financial system, break the control of financiers, and build a community of ordinary people". By establishing a so-called "financial platform for people who are fair, just, reciprocal and honest to help others", the public can get more help from others by subsidizing others. At the same time, it lied that "it has been tested by the market and has been operating in many countries for many years, with hundreds of millions of global members" and so on.
Strong incentives. It claims that the investment threshold is low, the cycle is short and the income is high. For example, after free registration, the investment in 60 yuan is-60,000 yuan, which can be withdrawn after 15 days. Daily income 1%, monthly income 30%, annual income 23 times. There is no handling fee. In addition, participants can also get additional benefits such as recommendation award (65438+ 00% of offline investment) and management award (the corresponding proportion is determined according to the membership level), and there is no upper limit for developers and rebates.
Strong concealment. Most of them are remotely controlled by overseas personnel, and investment funds are often transferred through personal bank accounts or through third-party payment platforms.
This operation mode violates the law of value and it is difficult to maintain capital operation for a long time. Once the capital chain breaks, investors will face serious losses. Please ask the general public to effectively raise their risk awareness, invest rationally and prudently, and prevent their interests from being damaged. At the same time, we can actively reflect the clues of illegal crimes to the relevant departments.
From official website, China Banking Regulatory Commission:/Chinese/home/docview/4c12579f3b2442c2ad9960ab63f1726.html.