Is there really such a powerful product? Then, Senior Sister, let's take a look at whether this leisure and worry-free special care insurance product plan 2022 can be done!
Before we started, Senior Sister wrote an article introducing the corporate background of Xinhua Life Insurance. You may want to open the text before reading it:
"Xinhua life insurance, ok? The secrets of the company and products are all in this article! 》
1. What does the Leisure and Worry-Free Special Care Insurance Product Plan 2022 cover?
Before it's too late, Senior Sister first shows the product protection chart of Leisure and Worry-Free Special Care Insurance Product Plan 2022 to friends:
1, optional warranty period
Although the leisure and worry-free special care insurance product plan 2022 is a regular product, it covers two optional protection periods, including the corresponding date when the policy takes effect until the age of 70 or 80.
Although the difference between the two is only 10 years old, for people with poor economic conditions, if they consider staying until they are 70 years old, the pressure on payment will be much reduced.
The provisions of "Leisure and Worry-free Special Care Insurance Product Plan 2022" can also consider the differences in security needs and economic ability for some people.
2. Provide various payment periods.
The leisure and worry-free special care insurance product plan 2022*** sets five payment years, which are 5 years, 10 years, 15 years, 20 years and 30 years respectively.
As we all know, the longer the payment period you choose, the less premium you pay each year, which has little impact on other aspects of life, and everyone will not lower their living standards because of buying insurance.
Of course, some people with low incomes can choose a short payment period of three to five years if they don't want to bear the premium pressure in the next twenty or thirty years.
However, the disadvantage of the leisure worry-free special care insurance product plan 2022 is that it cannot be paid in wholesale.
Although the wholesale payment has higher economic requirements for consumers, many insurance companies generally provide some general premiums to customers who choose wholesale payment, and this payment method is more convenient, which is one of its great advantages, so some people like it very much.
For those who don't know what it is, you can read the following article:
What do you mean by wholesale? What are the benefits? 》
3. Support insurance reduction
Leisure and worry-free special care insurance product plan 2022 has set up two kinds of policy benefits: policy loan and reduction of insurance amount.
If consumers encounter financial problems but don't want to bear additional debts, they can apply to the insurance company for insurance reduction. Most importantly, the insurance company will return the reduced cash value to the customer.
4. Additional cancer protection can be provided.
Le Kang Worry-Free Special Care Insurance Product Plan 2022 provides additional Kang 'ai special care for patients with severe malignant tumors, and can pay the insured with severe malignant tumors an agreed amount of compensation.
Most importantly, this insurance is not compulsory. In this way, everyone can consider their own needs before deciding whether to allocate them. Some well-funded partners can add this additional risk if they want to get more comprehensive protection.
Second, is the leisure worry-free special care insurance product plan 2022 worth buying?
After reading the above contents, many people think that the leisure and worry-free special care insurance product plan 2022 can provide stepped death compensation and additional cancer protection, so they are very excited about it.
However, it should be noted that a premium anti-cancer insurance in endowment assurance is actually provided by the Leisure and Worry-Free Special Care Insurance Product Plan 2022.
Moreover, as can be seen from the above, its additional Ai Kang intensive care severe malignant tumor disease insurance only supports the payment of severe malignant tumors, while the paid cancer prevention insurance on the market now can protect many cancers in situ and mild malignant tumors, and some even allow multiple payments.
In contrast, regarding the protection of cancer, this product actually does not have much advantage.
In addition, if everyone wants to get cancer protection from this insurance plan, they must take out two insurances, and the economic pressure cannot be underestimated. It is more cost-effective for people in need to directly insure against cancer.
Generally speaking, the leisure and worry-free special care insurance product plan 2022 is excellent in terms of insurance rules and policy rights, but it is not worthy of people who pursue high cost performance, because the economic pressure borne by small partners to obtain its perfect protection is enormous.
Space is limited. If you want to know more about the product information of carefree special care insurance product plan 2022, you can read the following articles:
"Xinhua Lekang Worry-Free Special Care Insurance Product Plan 2022 guarantees secrets! Look before you buy it! 》
Write it at the end
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