19 years old which loan 100% passed?
1, China Construction Bank
China Construction Bank (CCB) is a state-owned bank, and its loan review requirements are strict. However, in this bank, young people aged 19 also have great opportunities to get loans. This bank offers a variety of loan products, so you can choose the one that suits you.
2. Huaxia Bank
Huaxia Bank is a small and medium-sized bank with more flexible loan policy and better response to the loan demand of young people. In this bank, you can choose different loan products, including personal loans, car loans, mortgages and so on.
Step 3 rent a shot
Paipai Loan is a P2P peer-to-peer lending platform. On this platform, young people aged 19 can get loans from investors by initiating loan applications. The loan amount provided by the platform can reach up to 300,000 yuan, and there are more flexible repayment methods to make it easier for young people to repay.
4.panda wallet
Panda Wallet is an intelligent loan platform. On this platform, young people aged 19 can get a loan of up to 200,000 yuan. This platform relies on big data technology to evaluate risks through the analysis of user data, thus providing more reasonable interest rates and higher loan quotas.
/kloc-the influencing factors of loan success for the elderly aged 0/9
1. Borrower's identity: 18 Most people over the age of 22 are college students, and the CBRC and five ministries have issued a notice that microfinance companies are not allowed to issue internet consumer loans to college students, so even if they are 19 years old, as long as they are college students, they will not borrow money through formal platforms.
2. Borrower's repayment ability: Non-student users 19 years old, and loans are allowed only if they have repayment ability. In addition to having a stable job and income, the personal debt on the credit report cannot exceed 50% of the income, and there is no situation of multi-lending.
In addition, nine times out of ten, the formal platform will check the credit information. If the personal credit is not good, it is even more difficult to borrow money. If you are 19 years old, not a student, have repayment ability and have no credit problems, you can apply for 360 IOUs. This is one of the few platforms where 18 years old can borrow money, and the age requirement for borrowers is 18-55 years old.