Because of my work, I interviewed the relevant consumer industries for 12, and found that all walks of life will issue some relief and cash subsidies, so it is not difficult to save money. Nothing more than reading more books, thinking more, calculating accounts, the wool is on the sheep!
Give a few examples:
1. Electricity bill: Many people use Alipay or banks to withhold and pay electricity bills. These platforms are not favorable. I use "Online National Network". After I registered as a member, I have a monthly electricity bill, ranging from 2 to 20 yuan. There are extra birthday coupons in the birthday month, and the payment is reduced; Some cities in the south can use China UnionPay Express, and there are also discounts?
2. Mobile payment: This is also the focus of monthly expenditure. I usually find a slow charge on Pinduoduo, which will be reduced; Apps such as "Online State Grid" also offer discounts for recharging members' phone bills, basically in 2-4 yuan. Because it is slow charging, the time should be calculated. In addition, operators will also have points redemption at the end of the year, like China Unicom. The points redeemed at the end of each year will be directly recharged to the mobile phone. How fragrant it is!
3. Daily living expenses: Alipay and China UnionPay Express will have a weekend payment reduction and an offline payment reduction; In order to stimulate consumption, coupons are distributed everywhere, covering full consumption, full reduction and real discount. In addition, some districts in the city will also issue their own coupons. I always set my alarm clock and grab it online as soon as possible, especially food coupons and supermarket coupons. I have to catch it. After all, I have to eat every day.
4. Bank Credit Card: Credit cards of major banks have half-price meal coupons every week. For example, China Merchants Bank has half-price meals every Wednesday, and some points can be exchanged for vouchers or free goods online. My Tencent Youku members are all redeemed with points, so there is really no need to spend this money. In addition, if the repayment reputation is good, the bank will occasionally give away free coupons for food and beverage coupons (such as Pizza Hut single pizza coupons and mobile phone recharge coupons), and the physical coupons can be redeemed without any consumption, making a pure profit.
5. Second-hand trading or replacement: Now many second-hand applets can collect old books, clothes and household appliances. For example, JD.COM's household appliances are traded in for new ones, and Alipay Citizen Center's environmental protection public welfare can turn waste into treasure. In the past, 10 second-hand books were exchanged for 12 yuan, and you can also buy good books at low prices with bonus money, which is awesome.
6. Integrated bonus hunter platform: Some platforms subsidize external sales, telephone charges, utilities and gas charges, such as Baidu's "Hui Life" section, mobile phone recharge, movie specials, take-away red envelopes, etc. I have tried it before: the same US group, ordering food from Baidu Hui Life, is cheaper than 3 yuan, some can reduce 6 yuan, and Ruixing can buy a few cents of coffee; For example, Tencent payment, the number of times you pay offline every week can be converted into points, which can be converted into various take-away coupons, paper towels, shopping coupons and telephone recharge coupons. For another example, Alipay members can enjoy 39 privileges. If I buy something, I recommend the "What is worth buying" APP. Search before placing an order, there will be surprises.
Money is earned and saved. I never recharge, because it is easy to earn money back and spend as much as I want. In addition, the province must save money, because it will be addictive! It seems that you can save a few dollars at a time, and every little makes a mickle, and you will develop a sensitive thinking later. Think twice before spending money. Moreover, after you become an expert in saving money, your family and friends will consult you more or less! I wish you an early savings!