1. First of all, according to the "Greening Plan", the total amount of financing for each eligible small and micro enterprise should not exceed 3 million yuan.

2. Mortgage-free and guarantee-free, only small and micro business owners need to bear joint liability. In principle, the loan term is not more than one year, which is mainly used for the reasonable liquidity demand of small and micro enterprises.

3. The application conditions for small and micro enterprises include stable operation for more than two years, good corporate reputation, fixed business premises, stable operating income and the ability to repay the principal and interest on schedule.