Many card friends think that they should show their credit cards when swiping cards on POS machines. In fact, this is not necessarily the case. With the popularity of mobile payment, we can swipe our cards without taking them out, as long as we pay by mobile phone. So, how to do it? Let's have a look.
How to pay by credit card mobile phone?
Using credit card for mobile phone flash payment is actually using the function of China UnionPay Express, that is, binding credit cards on third-party payment platforms on mobile phones, such as Alipay, WeChat and China UnionPay Express. , and then call out the payment code of the credit card binding page when paying, put the mobile phone near the POS machine with the flash payment logo, and complete the payment with one click.
Two basic conditions need to be met. One is that the mobile phone must have NFC function, because flash payment is a non-contact fast payment, and only NFC function can be realized; One is that the POS machine must be a flash payment POS machine, and both are indispensable. In addition, merchants are also required to pay the collection of China UnionPay Express.
What are the advantages of credit card and mobile phone flash payment?
1, you don't need a physical card, so you can pay quickly. The mobile phone flash payment service is enabled by default, and a single transaction is less than 1000 yuan, so you can spend it without entering a password. If you are worried about insecurity, you can turn off the double-exemption service on the third-party payment platform, and you need to enter a password when paying in flash, regardless of the amount.
2. This ratio is very low. At present, the standard rate of credit card POS card swiping is only to promote mobile phone flash payment. UnionPay will subsidize the rate of POS machines. The amount of a single transaction is less than 1 000 yuan, and the discount is nearly half. Merchants are still very cost-effective.
How to open and use the flash payment function of CCB credit card
How to open and use the flash payment function of CCB credit card
Just open online banking and go to the counter to handle it:
With my bank card and ID card, I can sign a contract to open online banking at the local branch of the issuing bank;
Fill in the application form for opening online banking and submit the materials;
Enter personal information, bind the phone, and the staff will help open it.
Note: Online payment function will be opened at the same time as online banking. If the bank card has financial management function, you can also register online financial management function.
How to open the credit card of China Construction Bank
Go to the bank to get an ID card, get a bank card, open online banking and spend 50 yuan to buy a U shield to make all kinds of online payments safely.
Remember to adopt
How to open the flash payment function of Huaxia Bank's credit card?
Flash cards are special. Need to change the card. If it is. Payment method needs to be set. Generally speaking, passwords are signed. Flash payment can be set without confidentiality and visa.
How to use CCB credit card to open online banking
Just bring your ID card and other information to the business hall to go through the formalities. Online banking consumption seems to be the same as normal consumption In fact, just ask when you go to the bank to handle online banking.
Usually go to the bank to contact. You go to the bank to make a connection, so you can bind the account.
The steps for opening online banking in a bank are as follows:
1. Bring my ID card and bank card to the bank outlet to fill out the form;
2. Open online banking and e-commerce functions at the bank counter, and handle online banking U shield or SMS verification;
3. When logging in to online banking for the first time, you need to download the online banking login security control. After logging in, you need to change the online banking user name and login password, and set a "reserved verification information";
4. Note: Remember the login password of online banking, and avoid logging in personal online banking in Internet cafes and other places.
How to open CCB credit card online banking
To open online banking, you must go to the counter of the bank. Even if you can register online, you can't use it.
How to open the over-limit function of CCB credit card
The credit card may exceed the limit, but it is not a self-opening function.
For example, suppose your credit card has a fixed limit of 5000 yuan, and now you apply for a temporary limit of 10000 yuan. At present, you have overdrawn 8000 yuan. With the temporary quota, your available quota is 2000 yuan, which can be used normally. If your temporary quota is restored to 5000 yuan once it expires, this is your available quota, which is -3000 yuan, exceeding the limit by 3000 yuan. This overrun is caused by the temporary quota recovery, not the card function, so it cannot be opened.
How to use pat on the credit card of China Construction Bank?
China Construction Bank does not support pat Tenpay payment. You can go to Taobao and use Alipay. I also have a credit card in Zhang Jianshe, so you can't pay with the credit card of China Construction Bank!
How to cancel the credit card of China Construction Bank if it is not opened?
Call 8008200588, press 3 to report the loss, and then say that you want to close the account, and she will transfer you to the corresponding manual desk. But according to the current policy of CCB, you have to spend three times to close your account!
How to use the credit card China UnionPay Express?
There are three steps to experience "China UnionPay Express":
1. First, you need to have a mobile phone with near field payment (NFC) function, IOS system or Android system; Cardholders need to bind their bank cards in the bank's mobile APP to generate a China UnionPay Express Pass card, which is equivalent to the "dual card" of a physical bank card; Finally, in front of pos machines with UnionPay "flash payment" logo at the checkout counter of supermarkets and shopping malls, after the cashier inputs the payment amount, consumers only need to light up their mobile phones, gently put them near the POS machines, and then enter the password after a beep, thus completing the whole payment process.
2. "China UnionPay Express" can directly "swipe the phone" without the steps of "unlocking, lighting the screen and opening the APP"; Scan code payment needs to open WeChat and Alipay app, enable the camera and the corresponding scan code function, and complete the payment after online confirmation.
Alipay Apple 12, ios 14, Alipay version 10.2.3.
WeChat Apple 12, ios 14, WeChat version 8.0. 13.
1. Download and run the "China UnionPay Express" APP, click "Card Management" and click "Add Card Now".
2. Enter the bank card manually or by scanning.
3. Check the credit code and personal information. When finished, the mobile phone will receive the verification code. After the verification is successful, the binding can be completed.
4. It can be used to realize the functions of scanning code to pay merchants, automatically collecting money and transferring the money to the balance in China UnionPay Express, recharging the mobile phone, and paying the water and electricity fees in "public payment".
5. Click "Credit Card Repayment Function" to repay the credit card for free. If you sign in every day, you can also get a red envelope.
for instance
Bank of Communications "China UnionPay Express" is a new mobile payment product launched by Bank of Communications. After successfully APPlying for China UnionPay Express Card through the bill payment app, you can use your mobile phone to pay on the POS machine instead of the physical bank card, and enjoy a convenient, safe and fast payment experience.
Product advantage
1, second cloud card: log in to the bill payment client of Bank of Communications and apply for China UnionPay Express Card online quickly.
2. Instant flash payment: you don't need to open the client, unlock the screen of the mobile phone, and put the mobile phone near the POS machine with the "flash payment" logo to pay.
3, wallet slimming: mobile phone and bank card into one, instead of physical bank card to enjoy fast payment experience (mobile phone).
4. Advanced security: technologies such as token, dynamic key and cloud payment are adopted to ensure the security of account information and payment.
How to use flash payment
How to use the flash card?
1/4 Step by step reading
First of all, you need to apply for a credit card with flash payment function in all banks. The quick pass sign is generally in the upper right corner of the card.
2/4
Secondly, if you want to pay by flash payment, you must first deposit the account amount into a virtual e-wallet. The channels of deposit are: going to the bank counter, looking for a self-service deposit machine, and paying small deposits with UnionPay at home.
3/4
Then in businesses that support the flash payment function, such as some fast food restaurants, you can use flash payment, that is, you can directly input the consumption amount through the merchant without swiping the card and deduct the balance in the e-wallet. There is no need to enter passwords, signatures and other traditional methods.
4/4
At present, this non-contact "flash payment" terminal will gradually cover daily small fast payment merchants, including supermarkets, department stores, pharmacies, convenience stores, fast food chains and other retail places and public service areas such as gas stations, parking lots and tourist attractions, which is very convenient.
Flash payment is a kind of consumption, but it is no longer based on passwords or signatures.
At present, there are many experience activities in flash payment, and the discount is very good.
How to use the flash payment function of ABC flash payment card
"Express Pass" is a non-contact payment product application of financial IC card, which has the characteristics of small and fast payment. Cardholders purchase goods or services from merchants with "flash payment" signs and confirm the corresponding amount. With the financial IC card with the function of "flash payment", the payment can be completed quickly with a wave of the hand on the contactless payment terminal supporting UnionPay. Generally speaking, the single amount does not exceed 1000 yuan, and no password and signature are required.
E-wallet is a common payment tool in e-commerce shopping activities, which makes it suitable for small shopping. Electronic money stored in electronic wallet, such as electronic cash, electronic change, electronic credit card, etc. Use e-wallet to shop. It usually needs to be completed in the e-wallet service system. E-wallet software is usually provided for free in e-commerce activities. There are two online e-wallet service systems, VISACash and Mondex.
When the cardholder uses the Great Wall Card for online shopping, the cardholder's information (such as account number, expiration date, etc.) and payment instructions can be encrypted and verified through the e-wallet software. E-wallet can run on the browser software of Microsoft, scape and other companies. In order to conduct secure electronic transactions that meet international standards, cardholders must install electronic wallets that meet the standards.
To save money, it is useless to remove the chip bank card!
How to open flash payment card for bank card?
1. As long as the chip card with flash payment logo can use this function, our credit card and debit card have opened this service. This function is also the default basic function of UnionPay bank card, and it will be automatically opened without applying for signing.
2. Flash Pay UnionPay card adds the function of contact payment, and you can pay by contacting the cash register without entering a password. Consumption is the money deposited in the bank card in advance. Like swiping a bus card. Many banks have issued them. You can apply for a new card or upgrade your old bank card.
3. "China UnionPay Express" can not only realize offline contactless payment for mobile devices such as mobile phones, but also support remote online payment. Individuals only need to have an Android phone with NFC function, a bank card and download the bank mobile banking client to open it. The operation of China UnionPay Express is very simple. Compared with scanning code payment, offline payment does not need to "unlock the screen, open the App, find the corresponding menu, and show the cashier the QR code". Just light up the mobile phone screen near the POS machine with the "flash payment" sign and hear the payment sound of "Didi".
4. Online, it is "one-click purchase". You don't need to repeatedly input personal authentication and other information, just enter the password of the bank card in the POS machine to complete the transaction. It adopts payment token and cloud authentication technology, which can complete key verification in real time, with high safety factor, effectively prevent payment risks, and provide cardholders with a card loss protection plan.
Extended data:
China UnionPay Express Card and China UnionPay Express are products jointly launched by UnionPay and commercial banks. They adopt HCE and token technology, and are innovative mobile payment products with "flash payment" of physical store POS machines and remote payment capability of mobile Internet. Cardholders can enjoy convenient, safe and fast bank card services.
How to use UnionPay flash payment
To successfully swipe the card to complete the flash payment, you need to have enough balance in the offline account of the card (the term is "electronic cash"), otherwise you will jump to the password input stage like ordinary swiping! Therefore, if you enter the password in the process of flash payment, it means that you can't get the discount, so please prepare your own backup plan (quick departure or full payment by local tyrants).
Finally, how to keep it. In addition to our own ATMs, many inter-bank ATMs have also supported this service. Next, let's introduce the operation process. The operating interfaces of other banks are somewhat different, but the general framework is the same.
Step 1: Insert the bank card with chip into ATM, and you will see the following interface. Please enter the withdrawal password of your card at this time.
Step 2: After entering the password correctly, the ATM will display the following interface. Please select "Electronic Cash" at this time.
Step 3: ATM machine jumps to the following interface. Please select "Electronic Cash Deposit" at this time.
Step 4: ATM machine jumps to the following interface. Please select "Designated Account Deposit".
Step 5: The ATM machine pops up the following interface, and you need to input the deposit amount. Please enter a number according to the amount you want to deposit, and then select "Confirm".
Step 6: Circle the deposit successfully.
What does the flash payment on the bank card mean? Can all pos machines use the flash payment function? how
1, "Kuaiyitong" is a non-contact payment product and application of UnionPay, which has the characteristics of small amount and fast payment. Only POS with "QuickPass" function module can use the flash payment function.
2. Not all POS machines can use the flash payment function. Whether the POS machine can use the flash payment function mainly depends on the function of the bank card, not the POS machine.
3. When you pay with a bank card with flash payment function, you don't need to insert a card, enter a password or sign it. Just put the card on the credit card machine, and with a beep, the credit card machine will immediately start printing small bills and complete the payment.
Flash payment is a non-contact payment application, which mainly covers daily small-sum fast payment merchants. Credit card flash payment is to use a credit card with flash payment function to make flash payment.
How to use JD.COM Flash Pay?
Online POS machines with ApplePay logo and offline POS machines with UnionPay China UnionPay Express Logo or ApplePay logo can use JD. COM flash payment "for consumption.
When paying online, select ApplePay on the settlement page, and then use JD.COM Flash Pay to pay. When using offline, please light up the screen of the mobile phone and get close to the pos machine of the merchant to deduct the consumption. Some merchants need to enter JD.COM's 6-digit payment password in the POS machine.
To use JD.COM Flash Pay, you need to open JD.COM Flash Pay first, and then set JD.COM Flash Pay as the default payment method in the mobile phone settings. The opening and setting steps of JD.COM Flash Payment are as follows: 1. Find JD.COM Flash Pay: Mobile Phone JD.COM APP Path: My-My Wallet-JD.COM Flash Pay Jingdong Financial APP Path: Home Page-Payment-JD.COM Flash Pay 2. Verify account opening information (open immediately-confirm account opening information-verify 6-digit Jingdong payment password-SMS verification) 3. Set JD.COM Flash Payment account as the default application after opening.
Before the transaction, you need to set the JD.COM flash payment account number as the priority payment method in the equipment system. (1) Android system: set JD.COM flash payment as the default deduction application, open system settings -NFC settings, and select the default wallet as HCE default wallet; Click Touch Payment Settings to view the entrance of JD.COM Flash Payment and set JD.COM Flash Payment as the priority payment method; ② IOS system: add flash payment to wallet and "automatically select JD.COM flash payment".
Pay by mobile phone JD.COM APP-My-My Wallet-JD.COM Flash Payment, click "Add to AppleWallet", and follow the page prompts to add JD.COM Flash Payment Account to AppleWallet. When using ApplePay, you only need to select the JD.COM Flash Pay account; You can also set the JD.COM flash payment account as automatic selection, and use the JD.COM flash payment account by default when shopping in JD.COM Mall.
How to use the white note flash payment?
After the device is bound to the IOUs flash payment account, it can be consumed by offline POS machines supporting China UnionPay Express and some online merchants (online payment method is mainly ApplePay). If offline consumption: ① After the cashier inputs the payment amount, the POS machine displays the payment amount; ② Open the wallet, select the white flash payment bank card and pay by swiping the card near the induction area of the POS terminal. For faster transaction, it is suggested to set the default bank card for the white-note flash payment account. After checking the mobile phone password or fingerprint password, enter a 6-digit payment password through the POS machine to complete the payment (for orders within 300 yuan, you can click OK directly to complete the payment). Online consumption: ① After submitting the order, select ApplePay② on the payment page. ② Choose a white flash bank card. For faster transaction, it is suggested to set the default bank card for the white-note flash payment account. ③ After checking the mobile phone password or fingerprint password, enter the 6-digit payment password to complete the payment.
How to use credit card flash payment and what do you need before using flash payment?
First of all, you have to have a flash payment card, that is, the word QuickPass is on the front of the card.
The main characteristics of flash payment are non-contact payment products and applications, which have the characteristics of small amount and fast payment. Users buy goods or services, confirm the corresponding amount, and use financial IC cards or UnionPay mobile payment products with the function of "flash payment" to quickly complete the payment with one button on the contactless payment terminal that supports UnionPay "flash payment".
Generally speaking, the single amount does not exceed 1000 yuan, and no password and signature are required. The non-contact "flash payment" terminal mainly covers daily small fast payment merchants, including supermarkets, convenience stores, department stores, pharmacies, fast food chains and other retail places and public service fields such as vegetable markets, parking lots, gas stations and tourist attractions.
How to use bank card flash payment? If you lose it, can others pay if they don't know the password?
Yes, if you lose your bank card with the function of China UnionPay Express, you can pay through the contactless payment terminal of UnionPay "flash payment" without knowing the password. This payment only supports micropayments. Generally, the single amount does not exceed 1000 yuan, and no password and signature are required. Labeling UnionPay contactless payment products
Users buy goods or services, confirm the corresponding amount, and use financial IC cards or UnionPay mobile payment products with the function of "flash payment" to quickly complete the payment with one button on the contactless payment terminal that supports UnionPay "flash payment".
Extended data:
On the card face of the bank card with the function of flash payment, the words "flash payment" in Chinese and "Express Express" in English or water ripple patterns are printed.
If the cardholder is not safe about the flash payment function, he can also call the bank to turn off the flash payment function.
When a cardholder uses a bank card with flash payment function to conduct a transaction of 1000 yuan or less at a designated domestic merchant, he only needs to put the bank card near the "flash payment" sensing area of the POS machine to complete the payment. During the payment process, the cardholder will not be required to enter a password, and there is no need to sign.
2065438+April 2009, China UnionPay United Commercial Bank * * * launched a new round of notification service, providing a small amount of double exemption and one-button switching function, and establishing a five-fold guarantee mechanism from five aspects: hardware support guarantee, merchant terminal management, transaction limit control, risk monitoring and analysis, and loss compensation, further ensuring that cardholders can enjoy the convenience of flash payment while using their cards without worry.
How to open ABC credit card flash payment
As long as the card or mobile device is close to the pos machine, the credit card with UnionPay flash payment function can complete the payment without entering a password or signing, and it can be easily paid with a flick of the hand. A friend found that his ABC credit card could not use the flash payment function, so how to open the flash payment function of ABC credit card?
1. To use the flash payment function of the credit card, the cardholder needs to open a small confidential visa-free service. The small secret-free visa-free service is enabled by default, and cardholders can take the initiative to close the service later.
2. In order to ensure the safety of funds, ETC credit card of ABC closes the small secret visa-free service by default. If you need to use the credit card flash payment function, you can call the customer service hotline of Agricultural Bank of China at 400-669-5599 to apply for opening a small amount of confidential visa-free service.
3. Pay attention to the red logo of "Flash Pay QuickPass" or the white/black RF ripple logo on the credit card that supports the UnionPay flash payment function. If there is no flash payment sign, the flash payment function may not be supported. For details, please consult ABC Customer Service.
The above is the introduction of how to open the credit card flash payment of Agricultural Bank of China, hoping to help netizens.
What does flash payment mean on the bank card? Can all pos machines use the flash payment function? How to use it?
1, "Kuaiyitong" is a non-contact payment product and application of UnionPay, which has the characteristics of small amount and fast payment. Only POS with "QuickPass" function module can use the flash payment function.
2. Not all POS machines can use the flash payment function. Whether the POS machine can use the flash payment function mainly depends on the function of the bank card, not the POS machine.
3. When you pay with a bank card with flash payment function, you don't need to insert a card, enter a password or sign it. Just put the card on the credit card machine, and with a beep, the credit card machine will immediately start printing small bills and complete the payment.
Flash payment is a non-contact payment application, which mainly covers daily small-sum fast payment merchants. Credit card flash payment is to use a credit card with flash payment function to make flash payment.
That's enough about how to pay by flash credit card.