=40+52×0.5

=40+26

=66 (yuan)

Answer: The phone bill should be 66 yuan.

(2)① If the monthly call time is X minutes, the fees of the two packages are equal.

40+(x-60)×0.5=60

? 40+0.5x-30=60

0.5x=50

? x= 100

② If the monthly call time is X minutes, the fees of the two packages are equal.

40+(x-60)×0.5=60+(x-200)×0.6

? 40+0.5x-30=60+0.6x- 120

0.5x+ 10=0.6x-60

0. 1x=70

? x=700

A: When the user's monthly call time is 100 minutes or 700 minutes, the fees of the two packages are equal.