We all know the basic principle of investment, don't put eggs in one basket. This sentence is about diversification, which requires the establishment of a portfolio, the main purpose of which is to reduce risks. With the gradual diversification of fund types, Public Offering of Fund has completely covered all kinds of assets, and the ideas and methods of investment funds need to keep pace with the times. It is just the right time to invest in funds with the concept of fund portfolio. At present, investors can achieve certain investment goals or reduce risks by building a fund portfolio. The following principles should be followed in building a fund portfolio:

First, the number of fund products should be moderate, and there are too many funds to manage. Too little can't spread the risk, and investors can allocate a certain number of fund products according to their actual situation.

Second, it should be noted that the fund products in the portfolio have low correlation in fluctuation. In other words, each fund can't go up or down together, otherwise it can't play a role in diversifying risks.

Third, the fund portfolio should conform to its own risk-return characteristics. Considering their own risk tolerance, determine the proportion of high-risk assets (such as stocks and hybrid funds) or low-risk assets (such as money funds and bond funds).

Finally, the fund's portfolio should be reviewed regularly. It is necessary to pay attention to the staged performance and risks of the portfolio, whether the income meets expectations, whether it adapts to the current market trend, and whether there are better products as substitutes for the products in the portfolio. If necessary, it is necessary to actively and dynamically adjust the fund portfolio.