Step 1: Use mobile phone Alipay and log in, and click more as shown in the following figure:

Step 2: You can see micro loans in more cases, and click Enter.

Step 3: See that under my loan, there are projects that meet the conditions of account loan, as shown in the following figure. This account can be loaned with ordinary funds (12 months), and others do not meet the application conditions. Click on the average capital loan (1February) to enter.

Step 4: Average capital loan (12 months) You can see the daily interest rate, repayment period and repayment rules in the detailed introduction. Among them, the repayment rules should be carefully examined, which is related to your interests. If you understand them, click to apply for a loan.

Step 5: Lender information uses Alipay authentication information. If you are prompted to improve, click Improve.

Step 6: Enter the amount and information verification code of your application, and finally click Submit Application. You can usually get a loan if you can apply.

Extended data:

Increase the amount of sesame credit loan

1. Because Sesame Credit belongs to credit and the like, you can use a credit card to repay with Alipay, and it is also important to bind Sesame to a credit card, so if you have a credit card, you must remember to bind it.

2. Alibaba's e-commerce department, Tmall Taobao and other shopping items, shopping categories, return records, and even Ali Wangwang's chat records are all important scoring criteria for Sesame Credit.

Buying things with sesame credit line is also a very important way to increase sesame credit line.

4. At home, it is also the best to pay the gas and water bills with Alipay, because it can also improve your sesame credit.

5. If you have many Alipay friends, your sesame credit can also be added. It is suggested to add all the numbers in our mobile phones as Alipay friends.

6. When using Yu 'ebao and Lucky Treasure, the greater the investment, the more businesses used, the more frequent the frequency and the higher the score.

7. Finally, keep a good personal credit record.