Now the epidemic is repeated, forget it. This project is not good. Credit cards also have a limit, which is generally 1 10,000 to 20,000 yuan. Tens of thousands are not enough to open any stores. If you really want to open a shop, you don't need a credit card. Must be a credit loan. At present, the national lending policy is relatively loose, and credit loans can be made with relatively low interest rates.

Personal credit loans are RMB credit loans issued by banks or other financial institutions to borrowers with good credit standing without providing guarantees. When banks apply for personal loans, banks have requirements on the use of loan funds.

The general bank will stipulate that the loan applicant shall not use the loan funds in the production, operation and investment fields explicitly prohibited by the CBRC, and the borrower shall provide proof or statement on the use of the funds. [ 1-2]