The latest news: the conditions for renting housing provident fund can be relaxed for three months.

Housing category:

1, non-loan purchase of owner-occupied housing:

2, loans to buy self-occupied housing:

3. Construction or renovation of owner-occupied housing,

4, overhaul occupied housing,

5. The monthly rent for renting a house for self-occupation exceeds 15% of the family's monthly income.

Non-housing category:

Conditions for withdrawal of housing provident fund in XX city

First, employees who have paid in full for three months in a row, and their spouses and I have no own housing in the city where they paid, can withdraw the housing provident fund to pay the rent;

Second, renting public rental housing can be fully extracted according to the actual rental expenditure;

Third, for rented commercial housing, all localities determine the withdrawal amount according to the local rent level and housing area.

Extract material

1. Identity cards of the applicant and his/her spouse.

2. Housing provident fund joint card (or related current savings passbook and savings card);

3. Marriage certificate or marriage certificate;

4. Monthly repayment voucher of the current year (the latest loan balance, remaining term and other loan information shall be available, and the loan bank shall seal it for confirmation);

5. Loan receipt or personal loan payment voucher (loan information such as loan term, loan amount and interest rate in the loan contract is not required).

6. According to different extraction conditions, the following materials shall be provided.

Extraction process

1. Take the extracted materials to Taiyuan Housing Provident Fund Management Center.

2. "Purchase of owner-occupied housing loans" and "Construction of owner-occupied housing loans" shall be scanned and entered into the system by the Taiyuan Housing Provident Fund Management Center or the front desk of the management department, and the extracted business shall be successfully handled.

3. In the management department, I applied for signing the entrustment agreement for automatic transfer and withdrawal of housing provident fund in Taiyuan, and I must be present when signing.

4. After signing the contract successfully, if the extracted information has not changed, it will be automatically transferred every anniversary as agreed.

Withdrawal limit

Description of calculation method of withdrawal limit:

1. If depositors, their family members and co-purchasers apply for withdrawal of the housing provident fund of the same house, the withdrawal amount shall be calculated together.

2. If the withdrawal of housing provident fund involves family members or pre-marital or post-marital situations, family members' ID cards, marriage certificates, household registration books and other supporting materials shall be provided.

3. The difference between the first withdrawal and early repayment can be traced back to the back, and the two situations can only be traced back once (the sold house cannot be traced back). (Note: Due to the new housing provident fund business management system, the time for handling this business will be notified separately. )

Extraction time

1, the provident fund can only be withdrawn once a year (that is, it can only be withdrawn after an interval of 12 months or more).

2. Employees who withdraw housing provident fund for purchasing, building, rebuilding or overhauling occupied housing shall apply for withdrawing housing provident fund within 1 year from the date of signing the purchase contract and agreement or the date of issuing the construction project planning permit.

3. Buy a second-hand house and apply for housing provident fund withdrawal. The same suite can only be withdrawn once at most within one year.

4. Time interval of automatic transfer and withdrawal: once a week and once a year for each person, and the system automatically transfers and withdraws qualified personal accounts every day.