1. Your total assets: bank 4 million, accounts receivable 100, prepayments 1 10,000, fixed assets 7.27 million and inventory 7.3 million. A total of 20.57 million yuan.
Total liabilities: short-term loan of 2.5 million yuan, other payables 1 1 10,000, accounts received in advance of 2.5 million yuan and other receivables of 300,000 yuan, totaling16.3 million yuan.
The unadjusted asset-liability ratio is 79.24%
2. The accounts received in advance are 2.5 million yuan. After the income is realized, it is converted into profit. Then your total debt is 654.38+03.8 million yuan (1630-250), and your asset-liability ratio is 67.09% (considering the decrease of inventory, your asset-liability ratio will be lower than before, of course not so much lower).
3. Ways to reduce the asset-liability ratio under the existing assets. One is to reduce liabilities, the other is to increase assets, and the third is to reduce total assets and total liabilities at the same time.
Repayment is a way to reduce the asset-liability ratio. But at the same time, it will reduce your monetary funds, which may affect your business.
You can do this: reclassify the debit side of your debt, reclassify it and transfer it in.
Total assets. Look at the asset-liability ratio. Just like I transferred the credit of your other receivables to liabilities, considering reducing the debt ratio, you can adjust the credit of assets and still put it in assets, so that the total assets and liabilities will be reduced at the same time, and your asset-liability ratio will be reduced. When auditing a firm, you can ask him not to make reclassification adjustments and let him remain in the report. You see, if other receivables-300,000 yuan are still in the asset class, the asset-liability ratio is 1600/2027=78.93% (0.3 1% lower than after I reclassified them for you).
You have a try.
If the company gives you this 4 million, you don't have to pay it back in the future. Your company writes a note (rewarding you in name) or you write an application company for reduction and exemption, and the company will reply.
The above is just an example.
Reference network.