International students must hold OSHC while studying in Australia, which is one of the visa regulations. If international students interrupt or interrupt OSHC while studying in Australia, it is a violation of student visa regulations, which may seriously cancel their student visas or encounter trouble in further immigration visa applications. All China students are required to purchase health insurance for overseas students.
What services does the OSHC provide?
OSHC is a kind of medical insurance specially provided by Australia for international students.
It must be provided when applying for a visa.
It is also the medical security for every international student studying in Australia.
From colds to surgery and first aid,
These expenses are not small expenses in Australia.
Without medical insurance, it costs more than A $65,438+0,000 a day to stay in the hospital!
International student health insurance appeared,
Although you can't enjoy the treatment of Australians,
At least you won't be poor!
Therefore, for students with different constitutions,
Choose the one that suits you,
Convenient medical insurance for international students is the top priority.
Currently, Australia is local
Medical insurance companies for international students mainly include
Medibank, Allianz, Bupa and NIB account for more than 90% of the insurance market.
Occupational safety and health mainly includes:
The treatment fee of local general practitioners;
Expert treatment outside the hospital;
Hospitalization;
Prescription drugs;
Emergency ambulance assistance.
The most basic medical insurance for international students is the insurance plan that meets the minimum insurance requirements stipulated by the government. The annual insurance premium for international students is about 400-550 Australian dollars.
Duration of insurance The Australian government requires international students,
You must always have insurance while studying in Australia.
So when you apply for a student visa, you must apply for insurance at the same time.
The minimum insurance period is one year,
Go to the insurance company to renew the insurance when it expires.
How to use OSHC student insurance to see a doctor? International students take the initiative to contact the insurance company after entering the country.
Apply for medical insurance card (OSHC card) for overseas students.
If you need to see a doctor, buy medicine or be hospitalized afterwards,
It is much more convenient to have a medical card to reimburse medical expenses.
Generally speaking, if you need to see a doctor,
If it's not a medical emergency,
You should first contact the general practitioner at the local medical center.
You should call to make an appointment,
See a local general practitioner.
The doctor in the medical center will ask about your health.
And do a simple physical examination.
Then, they will give advice on treating your disease.
This may include referral for further examination or treatment. ?
In medical centers that provide direct settlement services,
You need to show your membership card and photo ID card.
So that they can pay part of the service cost of the project.
Directly to OSHC's insurance company.
Or thousands of people in Australia.
Other general practitioners see doctors there for free,
But you need to pay before consulting,
Then submit the expense receipt to OSHC's insurance company.