It means that if you have 1000 funds, they will return you 100*0.8=80 yuan cash, but after dividends, your net fund holding value = original net holding value -80 yuan, and the net fund value will decrease by 0.08/ 1.2346=0.648%. The net value of the fund after dividends is 1.65438+. Dividend money will be returned to you by the fund company. You can also choose to reinvest the dividend money, that is, if you don't pay dividends, you still buy funds. No handling fee is required. You can apply for dividends from banks, fund companies or online banks that buy funds, which is the general way for funds to slim down. Usually, when the fund is too bloated, the fund company will reduce the size of the fund through dividends.