Payment base
1. Adjustment of deposit base of employees in the unit
Since July 1 day, 2022, all housing provident fund deposit units (hereinafter referred to as units) have adjusted the adjusted housing provident fund deposit base to 202 1 year, which is the average monthly salary of employees.
Minimum payment base: 2200 yuan /2360 yuan.
For the employees who have been employed in our company before June 65438+1 October 1 in 2022, the adjusted deposit base shall not be lower than the monthly minimum wage of the previous year of 2,200 yuan, and after June 65438+1October1in 2022, the deposit base of new employees and newly transferred employees shall not be lower than.
Maximum payment base: 38,892 yuan
The adjusted deposit base shall not exceed 3 times of the average monthly salary of employees in this city in 20021year announced by the statistics department of this city, that is, it shall not exceed 38,892 yuan (the average monthly salary of employees in this city in 200212,964 yuan ×3 times). If the average monthly salary of employees (the average monthly salary under the annual salary system) does not exceed the above limit, the actual average monthly salary shall be used as the deposit base; If it exceeds the above limit, the limit shall be used as the deposit base.
2. Adjustment of deposit base for flexible employees
From July 1 day, 2022, flexible employees can adjust the payment base of housing provident fund according to the voluntary payment agreement.
Minimum payment base: 2200 yuan
The adjusted deposit base shall not be lower than the monthly minimum wage of 2200 yuan in the previous year.
Maximum payment base: 38,892 yuan
The adjusted deposit base shall not exceed 3 times of the average monthly salary of employees in this city in 20021year announced by the statistics department of this city, that is, it shall not exceed 38,892 yuan (the average monthly salary of employees in this city in 200212,964 yuan ×3 times).
public accumulation fund
1. Adjustment of unit deposit ratio
The lower limit of the unit and employee housing provident fund deposit ratio is 5%, and the upper limit is 12%. Units can choose the appropriate deposit ratio according to their actual situation within the prescribed lower and upper limits of the deposit ratio.
2. Adjustment of the deposit ratio of flexible employees
Flexible employees can adjust the deposit ratio of housing provident fund according to the voluntary deposit agreement, and the adjusted deposit ratio is not less than 10% and not more than 24%.
3. Reduce the deposit ratio or holdover.
Units that have real difficulties in paying housing provident fund can propose to reduce the deposit ratio (less than 5%) or apply for holdover according to the relevant policies and regulations of our city, and then increase the deposit ratio or pay the holdover housing provident fund after the unit benefits improve.
execution time
Implementation period: July 2022 1 day-June 30, 2023.
1, July, 2022 1 to the month of adjustment, the unit shall pay the adjusted housing provident fund.
2. July 2022 1 began to adjust the deposit base and deposit ratio. If both the deposit base and the deposit ratio need to be adjusted, they may apply for adjustment at the same time.
Search the official accounts of Shenzhen and WeChat, and reply to the provident fund in the dialog box after paying attention to it, and you can get the inquiry portal/outlet inquiry/guide for the withdrawal and payment of Shenzhen provident fund.
The adjustment of housing accumulation fund policy in Shenzhen has many influences on the deposit standard. According to the latest policy, Shenzhen will determine the deposit ratio according to the wage level of employees and the deposit base of housing provident fund. For employees with higher wages, the proportion of contributions can be increased to ensure the accumulation of provident fund accounts. In addition, policy adjustment may also involve the adjustment of the upper and lower limits of provident fund deposit to adapt to employees with different income levels. These adjustments are aimed at improving the fairness and sustainability of the housing provident fund system, ensuring that employees can enjoy the benefits of the provident fund and promoting the stable development of the housing market. Employees and employers should pay close attention to policy changes and adjust the payment plan in time to ensure compliance with the latest payment standards.
Legal basis:
Regulations on the Administration of Housing Provident Fund:
Chapter I General Provisions Article 4 The management of housing provident fund shall follow the principles of decision-making by the housing provident fund management committee, operation of the housing provident fund management center, special account storage and financial supervision.