A-share account refers to the full liberalization of the A-share market with one person and one household. Everyone has a virtual account, which is used to participate in the specific operation of China stock market. The account shows the name of the stock held by the individual, the number of stocks, the balance of the account and other related information.

Capital account, that is, the capital account for securities trading settlement, refers to the special account used by investors for securities trading in capital settlement. As long as an investor has opened a capital account in a securities company or brokerage firm and deposited the funds needed by the stock exchange, it has the conditions for handling securities trading entrustment.

2, the content is different

On the basis of releasing the one-person-one-household restriction for ordinary institutional investors and individual investors of Shanghai-Hong Kong Stock Connect when the unified account platform was launched, the A-share market fully liberalized the one-person-one-household restriction. Since then, both natural persons and institutional investors can open multiple A-share accounts and closed-end fund accounts according to actual needs. According to the revised Securities Account Business Guide, the same investor can only apply for opening a one-code account.

The same investor can apply for opening up to 20 A-share accounts and closed-end fund accounts, and only one credit account and B-share account. Previously, according to the relevant business rules, institutional investors can open multiple securities sub-accounts, natural person investors can open multiple A-share accounts on the Shanghai Stock Exchange, and only one securities account of the same category and use can be opened.

Capital accounts are mainly divided into cash accounts and margin accounts. Cash account refers to the capital account that customers must pay the full price or deliver the securities to the securities company before the delivery date or when buying or selling securities through the securities company. Most individuals and large investors in China, such as insurance companies, enterprises or government pension funds, mutual funds, etc. Open a cash account.

Margin account refers to a capital account where customers pay the price of the securities they buy according to the margin ratio specified in the account, and the balance is paid by the securities company, and the loan interest is converted according to the borrowing cost of the securities company. Under this account, customers can buy a lot of securities with little money.

3. Different in nature

Capital account is different from shareholder account number, which refers to the account number on Shanghai shareholder card and Shenzhen shareholder card. The difference is that the shareholder account card represents the shareholder's qualification to buy and sell stocks, and the fund account number represents whether the shareholder has cash to buy stocks.

Capital account, that is, the capital account for securities trading settlement, refers to the special account used by investors for securities trading in capital settlement. As long as an investor has opened a capital account in a securities company or brokerage firm and deposited the funds needed by the stock exchange, it has the conditions for handling securities trading entrustment.