2065 438+02-2065 438+09, Miao Wei University of Commerce served as the head of teaching and academic affairs, and from 2065 438+09- up to now, Miao Wei University of Commerce also served as the tutor of York, Miao Wei.

Novices in financial management suggest knowing the following knowledge points:

1. Financial management is not gambling. You shouldn't have a stallion mentality. You should invest within your own risk tolerance, and don't gamble with your work income.

2. Risks and benefits are often in direct proportion. In the face of the temptation of high income, don't easily believe the so-called propaganda slogans of "steady profit without loss" and "guaranteed capital and interest".

3. Learn to evaluate your own assets and risk tolerance, understand the benefits of wealth management products, the company's operating conditions, risk levels, exemption clauses and other information, so as to know fairly well and choose the wealth management products that suit you.

4. Be aware of long-term investment and don't pursue short-term profiteering.

5. Learn to diversify your investment, and don't put all your money on the same wealth management product to avoid risk concentration.

6. Learn to check your portfolio regularly and adjust and optimize it in time.

7. Learn more financial knowledge and investment skills to improve your financial management ability.

8. Don't trust the so-called "inside information" and "authoritative prediction" easily, and keep rational and independent thinking.

9. Abide by laws, regulations and ethics, and do not participate in illegal fund-raising and illegal marketing.

10. Control consumption, plan your own consumption budget reasonably, and avoid making ends meet.