Hello, landlord. First of all, you need to clarify some charging items of the Agricultural Bank of China card. Annual fee of UnionPay card 10 yuan/year. If the average daily balance is less than that in 300 yuan, there will be a small account management fee in 3 yuan/quarter. If SMS reminder is enabled, it will cost 2 yuan per month.
I hope my answer can help you, thank you.