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What are the scams that the elderly often encounter?
The scams that the elderly often encounter include health care fraud, role-playing fraud, collectible fraud, investment and financial fraud, marriage fraud, travel fraud, contract fraud, telecom fraud and so on.

First, medical fraud.

Deception: free travel, VIP physical examination, exaggerating the effect of health care products; Arrange for the "old man" to appear and fool the old man to save money in the sales company; Selling fake drugs causes the death of the elderly; Sell "secret medicine" to ensure longevity and health.

Reminder: in the face of health care product fraud, we should do "two wants and two don't want", that is, we should not believe that there is a panacea for all diseases. If you have a disease, you should take the initiative to go to the hospital for medical treatment. Health care products cannot cure diseases. On the contrary, fake and inferior health care products will aggravate the patient's condition and delay the treatment opportunity.

Second, role-playing fraud

Deception: pretending to be a staff member of the civil affairs department, falsely claiming to apply for disability certificates and subsistence allowances; Pretending to be a government demolition fraud; Pretending to be a staff member of the Finance Bureau to commit fraud; Pretending to be a relative fraud; Pretending to be an employee of a gas company or a hydropower company for fraud; The "imperial doctor" cheated in seeing a doctor

Reminder: When visiting government workers, the elderly should verify their identity, ask them to show their work permits, and call their units for verification if necessary. Don't believe in "pie falling from the sky", don't touch your own interests, and keep a normal heart. If you want to find a property or call the customer service phone in the manual for maintenance, don't believe the small advertisements posted in the corridor.

Third, collectible fraud.

Deception: exaggerating value to defraud "target fee"; Promise to buy back collectibles at a high price to cheat; Free treasure "mahjong intimate contact" fraud.

Reminder: To auction a collection, we must identify an auction company with auction qualification. A regular auction company will not charge the seller any fees before the collection is sold. If you need to sign a collection repurchase contract, it is recommended to seek the help of a lawyer.

Old people must go to the professional department to participate in the investment or auction of collectibles. Don't trust telephone, internet and TV sales, beware of the fraud traps of so-called "auction companies" and "art companies", and call the police in time if you find that you are cheated.

Fourth, investment and financial fraud.

Deception: investment and financial fraud in which consumption returns to capital and compound interest; Small profits but quick turnover fraudulent investment and financial fraud; Investment in valuables and financial fraud; Financial product fraud, investment and financial fraud; Partners and original shares defraud investment and financial fraud; Illegal pyramid selling investment and financial fraud; Advertising-induced investment and financial fraud; Free travel, sky-high housing investment, financial fraud; Network financial investment and financial fraud.

Reminder: When investing in valuables, the elderly should consider many aspects, including paying attention to the subject and qualification of the seller and whether the valuables reach their due value. In order to avoid being deceived by fake sellers or worthless items, it will bring unnecessary losses.

When the elderly choose financial products to invest, they should not blindly follow the crowd, have their own judgment standards, and not be greedy for profits, so as not to fall into a deeper scam.

5. Deception and fraud.

Deception: criminals show off personal information such as wealth, status and family background on the internet or in parks and other gathering places for the elderly to lure them; Criminals use online chat to tell the history of failed marriage or unfortunate life, fabricate their own wealth to defraud sympathy or gain goodwill, and then seek money and color; Criminals fabricate false identities or interpersonal information, make false promises or ask for property; Once criminals are unprofitable or cheat money, they will disappear.

Reminder: The premise of marriage and communication is to clarify each other's identity information, identify each other's fictional information in time, and don't be easily deceived. In the process of communication, the elderly should be cautious when they meet for money many times, and they can discuss with their children for whatever purpose.

Sixth, tourism fraud.

Deception: criminals gain the trust of the elderly by "warm offensive" through various ways of asking questions; Criminals lure the elderly with low-cost travel and abscond after defrauding money; Tour guides collude with scenic spots and shops to force the elderly to spend, and stipulate the minimum consumption, and they are not allowed to leave without buying.

Reminder: Compulsory consumption infringes on consumers' rights such as free trade and fair trade, and the personal injury caused by compulsory trade is an infringement on the rights and interests of the elderly as consumers.

Selling fake goods at low prices or substandard products at high prices in tourist attractions is an infringement on the rights and interests of elderly consumers, and the deceptive sales behavior of merchants needs to bear the responsibility of "returning one and losing three".

Seven, contract fraud

Deception: loan contract fraud; One room and two sales fraud; Low-cost travel requires high-profit contracts.

Reminder: Old people must be cautious when lending money. It is best to let the other party issue a letter of guarantee and keep relevant evidence. In order to ensure the authenticity of the guarantee, it is necessary to entrust a lawyer to check it.

For large loans, it is best to discuss with your family. When handling loan procedures, try to consult legal professionals to avoid being cheated.

Eight, telecom fraud

Deception: pretending to be a relevant national staff to investigate bluff; Impersonating relatives and friends to ask for "remittance for emergency"; Fictitious winning; Telemarketing, etc.

Reminder: to prevent telecom fraud, we should do "five don 'ts", that is, don't trust unknown objects and suspicious information; Don't be tempted by illegal text messages because you are greedy for small profits; Don't make strange phone calls in text messages; Don't send money or transfer money to strangers; Don't disclose personal information, especially bank card information.