In fact, if the mother participates in the medical insurance for urban residents, the newborn within three months can enjoy the medical treatment of the mother; If the mother participates in the new rural cooperative medical system, the newborn can also enjoy the mother's medical insurance in the production payment year. Newborns share their mothers' medical insurance more than their own medical insurance cards.

The method of handling the baby's medical insurance card is as follows: it is best to handle it within three months after the baby is born, because many places have opened a "green channel" for the baby, that is, those who handle the medical insurance card within three months after the baby is born will enjoy medical insurance benefits from the date of birth. If it is more than three months and less than one year, then you will enjoy medical insurance benefits from the next month. Those over one year old will have to wait for 65438+ 10/month 1 next year to enjoy medical insurance benefits.

After handling the medical insurance card, the individual pays part of the money and financial subsidies. You can use this money to buy medicine. Children's resistance is poor, and they can get financial subsidies for medical insurance cards.

If the baby is sick and hospitalized, he can be reimbursed according to a certain proportion after handling the medical insurance card. The reimbursement rates of first-,second-and third-level hospitals are 80%, 70% and 60% respectively, and the maximum payment limit of the overall fund is 50,000 yuan, and the maximum payment limit of medical insurance for serious illness reaches 6,543,800 yuan.

Go to your community to get the registration form of basic medical insurance for urban residents and fill in the relevant information. Bring the materials.

Household register and its copy. You should bring the original and photocopy of the household registration book, and the photocopy must copy the first page and baby page of the household registration book.

ID card and copy/ID number. Generally, you need an ID card to apply for medical insurance, because the age requirements for applying for an ID card are different in some places. If you don't have an ID card, you need to provide your ID number.

Photos of guardian and insured, 2-inch photos, 4 photos. (The requirements vary from place to place.

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