By 2022, Jiangsu Province will adjust the provincial minimum standard of urban and rural basic pensions to 1 1 for six consecutive years, from 1 per person per month in 2022 to 187 yuan. At present, it has been fully implemented, benefiting nearly 1 1 ten thousand urban and rural residents in the province. According to the circular, there are nearly 58.88 million people in Jiangsu who have participated in the old-age insurance for urban and rural residents, and there are currently 1 1 10,000 people receiving pensions. Love it!
The pension insurance payment standard for urban and rural residents in Jiangsu Province is set at 100 yuan per year (only applicable to severely disabled people and other groups with difficulties in payment), and it is 1000 yuan, 1500 yuan, 2,000 yuan and 2,500 yuan in 300 yuan, 400 yuan, 500 yuan, 600 yuan, 700 yuan, 800 yuan and 900 yuan respectively. City, county (city, district) people's government may appropriately add payment grades according to local conditions.
The government encourages the masses to earn more for a long time. The government gives corresponding subsidies to the insured. The higher the payment grade, the higher the government subsidy. Choose the lowest grade standard payment, the subsidy per person per year is not less than 30 yuan; Choose 500 yuan and above to pay, and the subsidy per person per year is not lower than that of 60 yuan. City, county (city, district) people's government can adjust according to local conditions.
Endowment insurance for urban and rural residents consists of basic pension and personal account pension, which is paid for life. The monthly calculation and payment standard of personal account pension is the total amount of personal account divided by 139. In 2022, the minimum standard of provincial basic pension will be 187 yuan/person/month; Urban and rural residents who have paid 15 years or more can increase their basic pension 1% every1year; For the insured elderly residents over 65 years of age, the basic pension will be paid appropriately. This is also very cost-effective. Let's take a look at the calculation example. for instance
Suppose that the insured pays the fee according to the standard of 1 1,000 yuan per year for 20 years. When the insured person reaches the age of 60, his personal account for endowment insurance for urban and rural residents is (1000 yuan +60 yuan) ×20 years = 2 1200 yuan (excluding interest). According to the calculation in 2022, his monthly pension = basic pension (187 yuan)+personal account pension (2 1200 yuan ÷ 139)+ additional pension (173 yuan× (20-15). (Note: Our province has established a normal adjustment mechanism for the basic pension of urban and rural residents' old-age insurance, which has achieved "ten consecutive increases" at present. The above pension calculation is based on the provincial minimum standard of basic pension in 2022 187 yuan/month, excluding the annual increase of basic pension and the interest income of personal account, so the pension standard actually received by the insured will be higher than the calculated amount. The actual personal account is about 1.8 times without interest, about 475 yuan/month)
Let's look at the differences between cities.
Nanjing residents' basic pension: 530 yuan/month, adjusted once a year in Nanjing, mostly in 30 yuan. At present, the basic pension base of urban and rural residents in Nanjing is still relatively high. It still belongs to the first echelon nationwide.
There is also a pension subsidy for the elderly in Nanjing, with an annual payment subsidy of 10%.
Basic pension for Wuxi residents: 585 yuan. No notice added in 2022 was found. It is estimated that this year's upward adjustment and adjustment policies have not yet been introduced. The treatment is higher than that of rural residents in the provincial capital Nanjing. Like the Wuxi government.
The basic pension for Xuzhou residents is 187+ yuan, and the latest treatment standard has not been found. Only the adjusted draft for comments was found. Comments should be formed before1October 22nd 10, and will be published at that time. We temporarily agree to the provincial standard.
Changzhou residents' basic pension: 400 yuan.
From June 5438+ 10, 2022, the basic pension standard of basic old-age insurance for urban and rural residents will be 400 yuan per month, and the treatment of urban and rural residents within the city level will be improved to 1 16800. So far, the basic old-age insurance for urban and rural residents in Changzhou has been increasing for thirteen consecutive years.
Basic pension for Suzhou residents: 630 yuan. Suzhou looks much taller than the previous cities! ! !
From June 5438+ 10, 2022, we will continue to adjust the basic pension policy standards for urban and rural residents, specifically:
First, the basic pension standard for urban and rural residents is unified to 630 yuan per person per month;
Second, we will continue to issue additional basic pensions to urban and rural elderly residents who have reached the age of 65, 70, 75 and 80, and pay them monthly from the month after they reach the age. Standards are 5 yuan, 10 yuan, 20 yuan and 30 yuan. Reach 635 yuan per month, 640 yuan, 650 yuan, 660 yuan.
Basic pension for Nantong residents: 275 yuan in Haimen area.
Basic pension for Lianyungang residents: 198 yuan. That is, from last year's per person per month 183 yuan to 198 yuan, an increase of 8.2%. This is the first consecutive 1 1 year since 201that our city has improved the basic old-age insurance benefits for urban and rural residents. The new standard will be implemented from June 65438+1 October1in 2022, and will be fully implemented before the end of March, which will benefit 695,000 urban and rural residents in the city.
The basic pension for Huai 'an residents: 200+, Jinhu County 2 12 yuan, Xuyi County 200 yuan, etc.
Basic pension for Yancheng residents: 235 yuan, slightly different from county to county.
Yangzhou residents' basic pension: 190+, 202 1 year, 190 yuan. In 2022, the news and related policies have not been released, so it should be higher than this now, and the counties and districts are different.
The basic pension for Zhenjiang residents is 2 10 yuan, and that for Danyang is 245 yuan.
Basic pension for Taizhou residents: 199 yuan. This is the estimated data, because 202 1 Yes 185, the lowest adjustment this year 14 yuan.
Basic pension for Suqian residents: 187+ yuan. No specific data is found, but it will not be lower than the provincial standard.
Once again, we can see that the pension level of urban and rural residents is related to the local economic level. Suzhou, Wuxi and Nanjing are the richest areas, so the treatment is the best. The best is as high as 630 yuan, and the lowest is only a little higher than the provincial level, about 200.
However, we also see that basic pensions in various places are adjusted every year, so there is a dynamic growth mechanism. It protects the rights and interests of rural residents, which is good news for the elderly.