Now, in order to recruit all kinds of talents, the benefits of the company are getting better and better. For example, the five insurances and two funds that are becoming more and more popular now refer to social security including basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance. The two funds include housing provident fund and enterprise annuity. Of course, for companies with such good benefits, we will also be a little tempted. Today, Bian Xiao, Hualv.com will take you to know which companies can have five insurances and two golds.
1. What company has five insurances and two golds?
If your company goes beyond five insurances and one gold, congratulations, your company is good!
Generally speaking, "five insurances and two gold" = five insurances and one gold+enterprise annuity; "Six insurances and one gold" = five insurances and one gold+supplementary medical insurance
What is an enterprise annuity? In fact, local companies (mostly central enterprises) have reached an agreement with their employees. According to their salary, employees pay 65,438+0%, and the company pays 4%, forming an annuity fund and enjoying the subsequent appreciation. In other words, a super investment project with a return on investment of over 400%.
Supplementary medical insurance is relative to basic medical insurance, and it will be different in different regions and different enterprises. Take Beijing as an example. Go to the hospital to see a doctor and get medicine. There's nothing you can do about the basic medical insurance 1500 yuan. Can only be reimbursed by supplementary medical insurance.
Common: central enterprises, foreign enterprises, and "not bad money" technology companies.
Second, why do some companies have five insurances and one gold?
Five insurances and one gold refer to several kinds of security benefits provided by employers, including endowment insurance, medical insurance, unemployment insurance, work injury insurance, maternity insurance and housing accumulation fund.
On-the-job employees shall pay the housing provident fund in accordance with the regulations. "The housing provident fund is a' payable' project, which is legally necessary, and payment also means that it is an obligation.
The housing accumulation fund consists of two parts, one part is paid by the unit where the employee works, and the other part is paid by the individual employee. After the employee's individual deposit is withheld by the unit, it will be deposited into the individual account of the housing provident fund together with the unit deposit.
The long-term nature of housing provident fund deposit. Once the housing provident fund system is established, employees must be paid continuously in accordance with the regulations during their employment, and shall not be suspended or interrupted except for employees' retirement or other circumstances stipulated in the Regulations on the Administration of Housing Provident Fund. It embodies the stability, unity, standardization and compulsion of housing provident fund.
Housing accumulation fund is a personal housing savings fund specially used by employees for housing consumption expenditure, which has two characteristics: accumulation and specificity.
For many people who just came out to work and don't want to buy a house, they don't want to deduct part of their wages. So there is no gold.