Working in other places for a long time has alienated some of my friends in Shanghai.

To tell the truth, I wandered from Shenzhen to Hangzhou. Going back to Shanghai is a little uncomfortable.

Or maybe he is old and unsociable.

The greatest sense of urgency in middle age is to know that time is limited.

Have dinner with friends I haven't contacted for a long time at noon. They are almost 40 years old.

Besides talking about midlife crisis, I also talk about how to keep fit. God, I didn't expect this day to come so soon.

2

We are talking about health, and everyone is happy. All kinds of traditional Chinese medicine compounds, all kinds of tips.

As a result, I said something inappropriate:

In fact, with the growth of age, most people will get cancer.

As a result, the atmosphere was destroyed, leading to a very embarrassing silence.

three

I looked around a table, and most of them earned 40w a year. Have you bought insurance? I am choking.

T classmate said that your company didn't pay social security. Social security is enough. What commercial insurance should I buy?

The only thing that can show that there is insurance at home is the richest L "housewife".

I thought to myself, rich people who can start from scratch are really different. This friend not only bought insurance for the pillar of his family, but also wanted to buy advanced medical insurance. Of all the friends, only she can accurately say that advanced medical insurance is to solve the difference of advanced medical resources.

40-year-olds often have a little illusion. I feel that life is still going uphill with a high probability. Facing the death of an old man in the family is more direct than facing the death of a person who has never met at all.

When everyone is saying that medical insurance is enough. I really don't know what to say! Middle-aged people tend to have small achievements, small ego and low self-esteem. Don't want to get involved in an argument.

four

Drugs and medical devices that can be included in medical insurance are far from enough to deal with serious diseases and sudden diseases.

Once you get seriously ill, the top line of medical insurance is 420 thousand-500 thousand. It's really hard to say whether the disease expenditure can be fully covered by then.

In addition to medical insurance, basic commercial insurance also includes accidents, medical treatment and serious illness.

Seeing a doctor is to solve medical expenses, and serious illness is to solve economic sources. Advanced medical care is to solve high-end medical resources.

A higher level of insurance may also have the effect of tax avoidance and intergenerational inheritance.

Once the physical examination finds that there is something wrong with the body, going to insurance is likely to be refused. So when you are young, you should get insurance early when you are healthy. The price will be much cheaper.

Recently, I have always met many friends who say that they are depressed. Some people have signs of bipolar disorder. With the shame and desensitization of depression, many people are willing to go to specialized hospitals to find treatment.

However, there is a big problem that once depression is diagnosed in hospital records. To a large extent, there is no way for this friend to be insured in the future.

Specifically, insurance companies are afraid that depression will lead to suicidal tendencies at any time.

In 2020, it is really not easy. It's even harder to continue living.

As a responsible middle-aged person, we should not regard ignorance as dry food to feed ourselves. If you want to live well, you must start from facing reality!