Technicians in ear-digging shops should all have five insurances, because now they are working in the unit and they have to pay all five insurances. Generally, those who sign formal contracts have to pay five insurances and one gold. "Five insurances and one fund" refers to five social insurances and a provident fund. "Five insurances" include endowment insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance. "One gold" refers to the housing accumulation fund. Among them, endowment insurance, medical insurance and unemployment insurance are premiums paid by enterprises and individuals. Industrial injury insurance and maternity insurance are entirely borne by enterprises, and individuals do not need to pay fees. It should be noted here that "five risks" are legal, but "one gold" is not.

In order to provide employees with five insurances and one fund, the company needs to register the deposit of social security and housing provident fund, and bring relevant materials to handle social security and provident fund.