Medical critical illness insurance includes: 1, malignant tumor-excluding some early malignant tumors. 2. Acute myocardial infarction. 3, sequelae of stroke-permanent sexual dysfunction. 4, major organ transplantation or hematopoietic stem cell transplantation-allogeneic transplantation. 5, coronary artery bypass grafting (or coronary artery bypass grafting)-need to open the chest. 6, end-stage renal disease (or uremia stage of chronic renal failure)-dialysis treatment or kidney transplantation. 7. Loss of multiple limbs-complete amputation. 8. Acute or subacute severe hepatitis. 9. Benign brain tumor-requires craniotomy or radiotherapy. 10, decompensated period of chronic liver failure-excluding alcoholism or drug abuse. 1 1, encephalitis sequela or sequelae of meningitis-permanent sexual dysfunction. 12, deep coma-excluding alcoholism or drug abuse. 13, binaural deafness-permanent irreversibility. 14, blindness-permanent irreversibility. 15, paralysis-permanent complete paralysis. 16, heart valve surgery-requires thoracotomy. 17, severe Alzheimer's disease-complete loss of independent living ability. 18, severe brain injury-permanent sexual dysfunction. 19, severe Parkinson's disease-complete loss of independent living ability. 20, severe burns-at least 20% of the body surface area. 2 1, severe primary pulmonary hypertension with heart failure. 22, severe motor neuron disease-complete loss of independent living ability. 23. Loss of language ability-complete loss and active treatment for at least 12 months. 24, severe aplastic anemia. 25. Aortic surgery-requires thoracotomy or laparotomy.
Legal basis: Article 2 of the Social Insurance Law of People's Republic of China (PRC) The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance to protect citizens' right to receive material assistance from the state and society in accordance with the law in case of old age, illness, industrial injury, unemployment and maternity.
Please click to enter the picture description (maximum 18 words).