Non-medical insurance drugs cannot be purchased with medical insurance cards, such as some nutritional drugs and health care drugs. Non-drugs in pharmacies cannot be purchased by credit card, such as daily necessities, and cannot be purchased by medical insurance card. For drugs, it is also divided into medical insurance drugs and non-medical insurance drugs. Medical insurance drugs have a national unified medical insurance drug list. Provincial departments can add some drugs to the national medical insurance drug list, but they cannot reduce the national list. Although the national medical insurance drug list has been expanded, there are still some items outside the list that cannot be swiped with medical insurance cards.

The Social Insurance Law also has clear requirements for its use. The specific provisions are as follows:

Twenty-eighth medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency treatment and rescue shall be paid by the basic medical insurance fund in accordance with state regulations.

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