The General Office of the State Council recently issued "Guiding Opinions on Establishing and Perfecting the Economic Security Mechanism for Employees' Basic Medical Insurance Outpatients" to clearly regulate the scope of use of employees' personal medical insurance accounts. Personal accounts are mainly used to pay the out-of-pocket expenses of the insured within the scope of medical insurance policies, and can be used to pay the medical expenses incurred by the insured himself and his spouse, parents and children in designated medical institutions, as well as the expenses incurred by individuals in purchasing drugs, medical devices and medical consumables in designated retail pharmacies. It is clear that personal accounts shall not be used for public health expenditure, physical fitness or health care consumption and other expenses that are not covered by medical insurance.