You can participate in the new rural endowment insurance, with a minimum annual fee of 100 yuan and a maximum annual fee of 1200 yuan in some places. You can pay back 15 years in one lump sum, and you can go through retirement procedures and receive a pension at the age of 60. Personal pension = basic pension+personal account pension = basic pension+personal account storage139. Individual areas can be appropriately improved and will continue to improve in the future. If you pay 1.200 yuan and multiply it by 15 years, the personal account pension is1.8000 yuan ÷ 139 = 129.5 yuan +55 yuan, plus some basic pensions and subsidies.