Self-employed individuals should bear unlimited joint and several liability when opening a health pavilion. Individual industrial and commercial households bear unlimited liability for their debts, that is, if individual industrial and commercial households operate individually, their debts shall be borne by personal property. Family management, using family property, not just using property to invest in business. Individual industrial and commercial households obtain business licenses, and family members engage in the same business, which can be considered as family business, and debts are paid off with family property.