1. High rebate cannot be realized.
The so-called "kickback" is actually robbing Peter to pay Paul. Most old-age care institutions and enterprises do not have legal service subjects and income matching their promised returns, so it is difficult to maintain capital operation continuously and the potential risks are great. Experts pointed out that "high return" is often a signal of high risk.
2. The security of funds cannot be guaranteed.
The prepaid funds in the form of "membership card" and "prepaid card" are controlled by the sponsoring institution, which lacks effective supervision, and there is a risk of fund transfer and running away. May 20 18, the capital chain of the old-age product "Aifujia" was broken, and the person in charge of the company fled. The company illegally absorbed tens of thousands of middle-aged and elderly people, with funds exceeding 10 billion yuan.
3. Health needs cannot be met.
According to Yi Pension, many "health products" are confused with legally registered and approved drugs, medical devices and health foods to defraud consumers' trust, but the claimed health care functions are often ineffective or even delayed without scientific evaluation and approval.
4. There is illegal risk in the operation mode.
Some "apartments for the elderly" and "villas for the elderly" do not have the real content of selling goods, or do not sell goods for the purpose, but illegally absorb public funds by means of deception and inducement such as free travel, giving away objects and health lectures.