The story goes like this:
One afternoon last spring, I asked for leave at lunch time to get the medical report. After reading the report, I was healthy and refreshed. There were not many people in the subway. I went straight to the exit as soon as I got off the subway. I was about to go upstairs when I was stopped by a stranger. He is about 170, wearing a gray wool coat, dark pants and a pair of clean leather shoes. His hair is beautiful, as if it had been waxed. About 35 years old, carrying a briefcase, looks like a white-collar worker. I thought I was going to ask for directions, but I stopped because I was not alert. As a result, he said that he wanted to borrow the toll, that his wallet and ID card had been stolen, and that he had to go to the customer to handle affairs.
Does this young lady look so gullible? I don't remember being cheated. I think a few dollars can solve the problem, and it doesn't matter whether you help or not. Considering that I have been helped many times before, it is also appropriate to help others.
Later, we started the following conversation like an aunt haggling in the vegetable market:
Me: I have no money.
He: WeChat transfer is also acceptable.
Me: (Inner OS) I'm sure I can get out of the subway station. Beijing subway is so convenient.
He: Sister, I'm going on a business trip and I'm in a hurry to buy a train ticket.
Me: You can buy it on your mobile phone. Very convenient.
He: (pitifully) all the bank cards are lost, and the cards are not bound to the mobile phone.
Me: Where are you going?
He: (faltering) Go to Hebei.
Suddenly came a little brother, about 20 years old, wearing a pair of sports shoes and casual clothes. His vision is about 175. He huddled helplessly beside the middle-aged man, his voice was soft and kind, and he squeezed out a few words weakly: Excuse me, this is my cousin. I want to know, why another one?
Brother: We are from Anhui. My brother works in Apple. He is an executive of the company. At present, I am an intern in my cousin's company and come to Beijing on business together. Now I'm going to talk business with my clients. I don't want people in the company to know that the information has been stolen, and I don't want my family and friends to worry.
I looked at him strangely. Is it true or not? (Anti-reconnaissance capability needs to be strengthened)
Little brother: Knowing each other is fate, and we can be friends. You can buy Apple products at an internal price in the future (to make the lies more real).
Me: (I don't think it's credible) Can you two lose your wallets together?
Brother: We lost something together and have called the police. We are in a hurry to find the client, just waiting for the police to investigate.
I'm dubious. Is it true or not? (Detective Conan quickly possessed himself)
Little brother: Look at my brother. As a company executive, I am distressed to see him. I've never seen my brother beg me so much.
I turned to look at his cousin. His acting skills are really amazing. He kept nodding and sighing, looking at me with helpless eyes, with an awkward look.
Brother: The expenses of our business trip are all reimbursed by the company. It's impossible not to pay you back. Don't worry. (Looks a little tearless, delicate and touching)
I think there is definitely a risk of not paying back the money, and acquaintances may not pay back the money, let alone strangers. But I feel that if it is true, if it happens to me or my friends, it will be very sad to lose my ID wallet. If I can't borrow money, it will probably really delay my business trip. (A role full of justice and kindness is staged)
Me: (struggling internally) Then I'll transfer you to 66 yuan and do me a favor. If you are lucky, don't return it as a virtue, and you can't give me a wool shovel. )
Brother: I will definitely pay you back. I'll pay you back when I get home.
I found that since his cousin appeared, he has been keeping his head down and not talking, with a helpless and unyielding face. He is really like a leader. His subordinates have been communicating and waiting for his final decision.
He took out his mobile phone and added WeChat. I left with a 66-yuan red envelope and was stopped by his cousin.
Brother: Since you lent us 66 yuan, let's borrow some money to buy a ticket to Shijiazhuang.
Me: (Helpless) Then I'll buy you a ticket and search online how much it costs from Beijing to Shijiazhuang.
Brother: We don't have an ID card, so we have to go to the train station to buy it. Second class 128, lent to us by 300 yuan.
I transferred another 234 yuan, and they kept insisting on paying me back. I had to leave again, and as a result, they began to intensify.
Little brother: Since you have lent us 300 yuan, why don't you lend us some more? You have to take a taxi to our client's place and then go back to Anhui. It must be enough to borrow 500 yuan again. I'll pay you back in two days.
At this time, he and his cousin exchanged glances, which should be a secret sigh and met a fool. My little brother saw my hesitation and began to speak again.
Brother: Otherwise, you can add me to WeChat and write down the phone number. We can't all lose touch.
I didn't think calmly at that time. Because I was in a hurry to return to the company, I agreed to their unreasonable demands. The following picture shows the transfer record at that time.
Transfer the account, get out of the subway station and go back to the company. When I got out of the subway station, I woke up and found something was wrong. I chat with them on WeChat to see if they will go to the West Railway Station. They said they were on their way. We should go to the west station in an hour or so. I asked him to record a video and send it to me to prove that they really went to the West Railway Station. As a result, I couldn't get in touch, WeChat didn't answer, and the phone didn't answer. Only then did I realize that I must have been cheated. What a fool …
I told my colleagues and friends about it, and I said I would call the police. Colleagues advised me not to call the police, and 800 yuan is not much. Admit it. Anyway, I have to pay the tuition on my way to life. Then tell me all kinds of stories that they were cheated before to comfort me and send red envelopes to express sympathy. Some colleagues even made statements, but there was no news in the end. Friends also said not to call the police. They think this happened because I was naive and humiliated. Just ignore me when someone stops me, and I also transfer money to strangers. Everyone agrees that calling the police is useless and a waste of time. I still don't believe in this evil.
Can't just be cheated? If I hadn't received a bunch of red envelopes just after my birthday, there wouldn't be so much money in WeChat. Looking back on what happened is really confusing, but I'm not easy to mess with. I want to fight back and die. Once I get out of the circle I can understand, I won't stop there and punish with legal weapons. So I called 1 10 to call the police and went to Sanyuanqiao subway station to report the case after work. There are law enforcement officers in the subway station. I asked them to take video surveillance as evidence, and then they asked me to report to the police station.
Go to the police station to report the case and record the confession on weekends, and provide information such as transfer voucher, micro signal and mobile phone number. A policeman heard about me and said in a sarcastic and disdainful tone, "How much money can you earn a month?" The implication is that a stranger gave it to 800 yuan and was diagnosed as having a brain problem. -Reporting and recording confessions
At the same time, call WeChat to complain and ask them to help me check the name and ID number of the person who transferred money on WeChat. Because of confidentiality, they only provided the last two words and part of the ID number, but it was enough for the police to confirm the suspect's information. -Looking for more evidence
After reporting the case, various policemen called me, as if there were bus policemen and criminal police. Because this phenomenon is relatively common, the public security organs pay more attention to this issue, which involves a large amount of money and has been upgraded from a civil case to a criminal case. Another policeman in casual clothes approached me and said it was not convenient for me to wear a uniform and show my police card. Because I had just been cheated and learned anti-reconnaissance ability, they called me on my mobile phone number. What if you meet a liar again (everyone looks like a liar after being cheated). They took photos of the suspect for me to identify. Many photos, everyone is a position, I will never forget the face of that liar. Choose one of dozens of photos, and the police say that the probability of that person being recognized is particularly high, and they are also investigating this person. This experience has a feeling of being in the sixth group of major crimes. -Looking for suspects
On March 30th, 20 17, when I was in Hainan, the police called me and asked me to send him a screenshot of the transfer. At that time, after I was cheated, I felt hopeless and deleted the liar in a rage. Fortunately, Weibo was sent at that time, with screenshots of the transfer and their mobile phone numbers and micro-signals, so that everyone could pay attention to this scam. Wechat transfer records can also be queried, but later the swindler changed the name of WeChat, so the name on the transfer record (insipid) is not consistent with the name on the chat record (good people are safe all their lives), but the police coordinated this matter, after all, the time and amount are the same. -Investigation by public security organs
Within a week after reporting the case, many policemen came to see me, and I was very pleased. But then there was no news. I think if I can punish them, 800 yuan will get the best. If I can't get it back, I'll forget. Tuition will always be paid, so I won't do anything stupid in the future.
A few months later, the procuratorate called me and asked me briefly. If the public security organ deems it necessary to arrest the detained person, it shall submit it to the people's procuratorate for examination and approval within three days after detention. It seems that the suspect has been arrested and he is secretly pleased. Later, I learned that this person was arrested on September 20 17 19, and the money was not recovered (but there was no money). On February 22, 20 17, 17 received the Notice of Victims' Litigation Rights and Obligations from the Procuratorate. -the stage of examination and prosecution by the procuratorate
If the people's procuratorate believes that the criminal facts of the criminal suspect have been ascertained and the evidence is true and sufficient, and criminal responsibility should be investigated according to law, it shall make a decision to prosecute and file a public prosecution with the people's court in accordance with the provisions on trial jurisdiction. On February, 2065438, the people's procuratorate filed a public prosecution with the people's court. 2065438+criminal judgment received by the court on February 23rd, 2008. See a * * * fraud 7800 yuan (fraud of public and private property worth more than 3000 yuan to 10000 yuan should be investigated for criminal responsibility, the police are very responsible, constantly looking for the victim, after reaching a certain amount, solve the case in one fell swoop), involving 5 people, the maximum amount is 3000 yuan. If it's just my 800 yuan, it can't meet the standard of criminal cases at all. Finally, he was sentenced to 6 months in prison and fined 1000 yuan. -Court trial
From the initial feeling that the police will not file a case to the responsible investigation by the police. From the prosecution of the procuratorate to the judgment of the court, it was smooth sailing and the bad guys got the punishment they deserved. Although the court ordered him to repay the proceeds of his crime, he had no money and had no news until he served his sentence.
Then i query learned the relevant legal knowledge:
1. After winning the case, if the other party fails to perform the court judgment within the performance period, it may apply to the court for enforcement;
2. After accepting the enforcement, the court will inquire about the property, vehicles, securities and deposits under the debtor's name according to law;
3. In addition, there is no executable property in his name, and he refuses to perform the effective judgment of the court. Then he will have negative information records such as overdue repayment in his personal credit report, be restricted from high consumption and entry and exit, and may even be judicial custody;
4. Refusing to execute the judgment or ruling is suspected of refusing to execute the judgment or ruling;
5. Article 313th of the Criminal Law stipulates the crime of refusing to execute a judgment or ruling. Whoever refuses to execute the judgment or ruling of the people's court, if the circumstances are serious, shall be sentenced to fixed-term imprisonment of not more than three years, criminal detention or a fine.
However, a phone call from the court a few days ago made me very happy and informed me to go to the court to collect the case money, which also made me step into the door of justice for the first time. 2018112 I went to the dongcheng court to collect the case money, register it, let the judge fill out the form, queue up to call the number, and sign it at the case money collection office, which is very efficient.
It was found through trial that from 2065438+2007+65438+2007 10 to June, this person colluded with others to defraud 7800 yuan by means of cash loan, WeChat or Alipay transfer in the name of falsely claiming that his wallet was lost and he needed to borrow money to buy tickets, eat and stay. (There must be many people who were cheated without calling the police, and the amount may be more than several thousand yuan. )
Anti-cheating Intimate Contact of Mahjong-I finally pulled back a game for the swindler who acted. Looking back at the process of being cheated, I found the inertia scam used by scammers:
1, target finding: I met my sister who was cheated of 2000 yuan when I received the money. I learned from chatting that she was cheated in He Shili. The criminal cheated at the subway station. The subway station is characterized by a large number of people, great mobility and easy escape, and the target is lonely women (girls are generally more sympathetic).
2, psychological defense: WeChat name information interference, friends circle shows that he has been dynamic for 3 years, it should not be a temporary application of micro-signal. But now seeing his WeChat name "Good people are safe all their lives" is like a liar.
3. Foot-in-the-door effect: psychological "foot-in-the-door effect", after realizing the smaller requirements, slowly accept the larger requirements. Step by step. For example, sales often adopt the down payment model, and then further pay the full amount.
4, multi-line attack: when two people 1V 1, they can calmly think about the dialogue, but after a long time, the average person can't reach the realm of arguing with Confucianism. Just like going to a clothing store to buy clothes, two shopping guides add up to sell more than one shopping guide.
5. Lizard brain: Luo Pang mentioned in 20 17 Friends of Time that people use lizard brain in electronic payment. Lizard brain is a part of the human brain that has nothing to do with rational thinking, and it has also been confirmed by scientific research that it is an ancient part of mastering instinct. Generally speaking, this part is not the analytical rational structure that our brain is in charge of, but another part of the brain that controls emotions and recalls the past. The money lent is as if nothing had happened. I might not be so generous if I were asked to pay in cash.
6. Luck: Generally, scammers have luck, and the funds they cheat are not too big or too small, which makes you indifferent. Most people will think forget it, eat dumb. If I had listened to the opinions of my colleagues and friends at that time, there would definitely be no follow-up anti-killing.
7. Opportunity cost: Generally, after being cheated, I feel that the alarm front is very long and it is a waste of time. It is generally believed that the alarm is useless, and ultimately there is no good result and no meaning. Economics calls it "opportunity cost". Opportunity cost refers to the opportunity for an enterprise to give up another business activity in order to engage in one business activity, or to give up another income when using a certain resource to obtain a certain income. The income or income of another business activity is the opportunity cost of the business activity.
Experience sharing:
1, always be vigilant. When we meet such a borrower, we can take him directly to the police, and we can't handle problems that the police can't handle.
2. If you are cheated, don't give up, and punish them with legal weapons.
3. Be sure to leave evidence, defend rights and learn to use the law. The police will still solve the case, the justice will still be fair and just, and the world will still be peaceful.
The whole incident lasted 1 year and 8 months, involving public security organs, people's procuratorates, people's courts and other state organs and departments, and involving the process of investigation, prosecution and trial. From reporting the case, recording the confession, identifying the suspect, to receiving calls and documents from the procuratorate and the court, the judge finally called me and asked me to go to the court to collect the money. It took me five hours to do this, and I got my money back. It took me three hours to report the case, make a statement, and two hours to get the money, which also made you know the whole world. This is also my life experience. Most people are not that stupid. In this way, the 800 yuan that was cheated away is now lying quietly in my wallet, and I am embarrassed to spend it because I feel that I have taken it back.
In retrospect, the whole process was really dumbfounded and the brain was wide open.