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Why do some post-90s generation live in debt?
I just finished my salary every month, and my hands are not warm yet, and there is not much left. This is the realism of most people now.

However, these people are lucky. Some people are burdened with heavy debts in order to pay off various credit cards and struggle for survival every month!

Look at the short dunning every day and worry. After paying this, the next one will come soon!

Where the hell did the money we earned go?

Consumption in advance has now become a phenomenon, just as the online joke says, I borrow the money from the flower buds and return it every month, so I don't have to pay it back! Yes, then this debt will always follow you and increase day by day.

In fact, spending in advance is not self-discipline. There is not enough money to buy a new mobile phone. It doesn't matter. It's really bad to borrow flowers. It takes 24 months in stages.

Aidou is coming to give a concert! You have to look at what you say, and there are all kinds of double eleven, 6 18, and all kinds of e-commerce promotions. Do you really need to buy so much? Useless consumption and useless social interaction fill our lives!

On the surface, seemingly harmless promotional activities actually catalyze your inner desire for consumption.

You will find that when you see things that you don't need to buy, and goods that are discounted, discounted and priced, you will be unable to control yourself.

And the result? Even if you are experiencing negative growth every month, you are slowly enjoying the previous consumption with people around you. A negative to the end? .

Think about it, you just came out to work, are you full of hope for the future and full of energy every day?

Now spend at will and buy whatever you want. Seemingly happy, it is actually arbitrary indulgence and irresponsibility for the future.

The speed of making money is much slower than that of spending money. Indulgence devours our lives a little. Look at my friends. 90% of them are heavily in debt. The scenery in the circle of friends really doesn't represent the actual appearance. I will go to the bar to punch in celebrity food online, buy all kinds of buy buy food and indulge in all kinds of consumption. One day I will face all kinds of embarrassment, just like before.

All this is because of the lack of self-discipline, escape from the essence of life, and covet temporary pleasure!

Don't hit it? Eat, drink and be merry? Flags indulge themselves!

Self-discipline is difficult. Self-discipline requires long-term persistence. To form a habit, we must first restrain our desires. Take a few minutes to think about it before you buy something. Do I really need to buy this thing? Don't think that the more money you spend, the more you want to spend. Even setting up a stall in your spare time can broaden your horizons. There is no pie at home. There is no free lunch!

From now on, resist useless consumption and socialization, concentrate on doing something meaningful, and leave the rest to time. I will definitely live up to your efforts and persistence!