Legal basis: Article 574th of the Civil Code of People's Republic of China (PRC)? Creditors can collect the deposit at any time. However, if the creditor has a due debt to the debtor, the escrow department shall refuse to accept the escrow item at the request of the debtor before the creditor fails to perform the debt or provide a guarantee.
If it is not exercised within five years from the date of deposit, the creditor's rights in deposit will be destroyed, and the deposit will be owned by the state after deducting the deposit fee. However, if the creditor fails to perform the due debt to the debtor, or the creditor waives the right to receive the escrow item in writing to the escrow department, the debtor has the right to retrieve the escrow item after paying the escrow fee.