United States of America
The starting salary for undergraduate courses in the United States is about $40,000, with 50,000 masters and 60,000 doctors. If you graduate from a prestigious school, you can add 1 to 20,000 on this basis. Doctors in top universities can get 6.5438+million, and those who exceed 6.5438+million undoubtedly belong to the high-paying class.
America is a paradise for engineers. The starting salary for engineering in the United States is basically the same as that in the financial sector. The only difference is less dividends and slow promotion.
Since the starting salary is one of the most important factors for a person to choose a job, and the starting salary in the engineering field can't even reach half the level in the United States, it is easy to understand that people who engage in engineering rarely return to China. The promotion of engineering is slow, and I have been doing odd jobs in the past few years. Even if it goes well, after a few years, she will enter higher vocational schools, often get married and have children, and basically settle in the United States. This way of life is the most typical way of life for international students in China. Although it has the most developed financial market in the world, the starting salary of the American financial sector is not significantly higher than that of the engineering sector.
However, because the American market is too big and the money is too easy to earn, the financial dividend is incomparable to other industries. In a good year, even the new employees who just joined the company can get dividends almost equivalent to the annual salary, while the dividends of the old employees increase geometrically.
For small companies such as hedge funds, proprietary trading and private placement, which are very common in the United States, the model is more flexible, and there is often a model of commission according to the money earned, as high as 50%. People who are very talented in this industry can get millions of dividends in the first year. Such a dream of creating wealth is unimaginable in other industries.
Of course, it must be pointed out that the financial sector in the United States is not easy to advance. Even if it does, 90% of it is just a handyman, step by step. Therefore, the dream of benefit is just a dream for most people.
Another common way is teaching. Being a professor after graduation brings out the best in each other and embodies the value of a doctor. However, it is not easy to find a teaching position in America. Generally, a doctor in a school can only find a teaching position in the next grade school, and a teaching position in a super-class prestigious school is not needed for a super-awesome person. As a professor, his income is not high, but his school life is relatively simple, his daily expenses are low, his degree of freedom is high, and he is respected in society, so he is suitable for people who like to engage in scientific research.
Although the personal income tax in the United States is not as high as that in developed countries, it is also considerable. More than 20% of federal taxes are paid by everyone, as well as state taxes and city taxes. In new york, Chicago and other financial centers, the total tax rate can reach over 40%.
America is a place that pays attention to the quality of life. Public holidays are about 10 days, and generally there are 15 to 20 days of paid holidays. Most engineering companies live a regular life from nine to five. Financial companies are relatively tired, but except for a few abnormal ones, the working hours generally do not exceed 10 hour a day.
Hong Kong
The starting salary distribution in Hong Kong is very uneven. As a purely financial city, Hong Kong can be said to be one of the developed countries and regions with the most serious polarization between the rich and the poor in the world. The starting salary of small companies such as international investment banks or hedge funds is basically the same as that of the United States, ranging from 500,000 to 900,000 Hong Kong dollars. For engineering jobs, the starting salary is generally only 65,438+00 to 200,000 Hong Kong dollars. So Hong Kong is not a good place to do business unless you have a super relationship.
From this perspective, it seems very good to be engaged in finance in Hong Kong, which makes you feel at home. But the financial market in Asia is much smaller than that in the United States, so the profitability of Asian financial companies is generally not as good as that in the United States.
Therefore, in Asia, it is usually impossible to get dividends similar to those in the United States, especially for small companies such as hedge funds and proprietary trading that rely solely on performance. Of course, if you don't have the ambition to become a billionaire, it's enough to get along honestly.
Teaching in Hong Kong is also a good choice. In order to attract talents, the salary offered by the University of Hong Kong is very attractive, and the annual salary of full professors can reach 2 million.
However, the scientific research environment in Hong Kong cannot be compared with that in the United States, and universities in Hong Kong are more inclined to recruit professors who have obtained tenure in famous American universities. Therefore, this road is not easy. Hong Kong is a famous tax haven, and the maximum personal income tax does not exceed 15%.
There are many public holidays in Hong Kong, including Spring Festival and National Day in China, and Easter and Christmas in the West. Companies in Hong Kong generally have 15 to 20 days of annual leave a year. However, financial companies generally work long hours, and it is not uncommon to work more than 12 hours a day.
domestic
Domestic starting salaries vary greatly, rarely? Cattle man? You can get an annual salary of more than 500 thousand, but most people's starting salary is between 40 thousand and 65438+ 10 thousand yuan Except for a few predators such as international investment banks and CICC, the starting salary of most financial companies is hard to exceed 1.5 million. Even if you have a background in studying abroad, you generally won't charge a higher price. Domestic financial companies pay rich dividends, and in a better first year, they can reach the level of one-year salary.
The domestic financial market is far bigger than Hong Kong, and there are far more opportunities than Hong Kong. If we can get ahead, the future will be infinite. However, what is popular in American and Hongkong markets may not work in China, so it is very important to choose a suitable time to return to China. The starting salary of domestic teaching staff is very low, and the bureaucracy is very heavy.
Although in recent years, we have been increasing our support for colleges and universities. ****? And so on are also in full swing, but these are basically aimed at people who have achieved great success in the United States and want to realize greater personal value, which is not suitable for newcomers.
The domestic tax burden is not light, although the tax rate is lower than that of the United States for ordinary income earners, considering that the United States has considerable room for tax refund, the actual tax burden is slightly heavier than that of the United States.
There are relatively few domestic holidays, and the rest of newcomers is generally within 10 days. Due to fierce competition, employees of many financial companies usually need to work overtime on weekends, which is not suitable for friends who enjoy life.
United States of America
American meat food is very cheap, but vegetables are very expensive, one kilogram (US pound, for convenience, converted into kilograms. Tomatoes can be sold for two or three dollars. If you want to know the price of meat and vegetables in the United States, you can go to Wal-Mart and Carrefour in China, and the price is similar to that in the United States. Hong Kong's meat dishes are between the United States and the mainland, with supermarkets similar to those in the United States and common vegetable markets in China.
The prices of clothes and electrical appliances in the three places are similar, and brand-name products are usually more expensive in China. But can you buy it in mainland China and Hongkong? Distribution? You can hardly buy it in America.
The cost of service industry in America is very high. Taxis, haircuts, etc. are usually nearly 10 times that in China, and restaurant prices are usually four or five times that in China. The cost of Hong Kong's service industry is basically about half that of the United States. On the whole, regardless of the housing price factor, the price level of the three places can be approximated as the United States: Hongkong: China = 3: 2: 1.
Except for downtown areas of a few big cities such as new york and Chicago, the housing prices in the United States are not high. If you want to buy it, 200,000 dollars can basically buy a nice villa in most cities in the United States. However, housing prices in new york, Boston, Chicago and other urban centers are very expensive, and an apartment of about 90 square meters costs more than 500,000 US dollars. The price of renting a house in America varies greatly from city to city. Take the monthly rent of a 90-square-meter apartment as an example. Generally, second-tier cities only need less than $65,438+0,000, while urban areas in big cities such as Washington, Boston, Los Angeles, San Francisco and Chicago need $2,000, and urban areas in new york need more than $3,000.
Hong Kong
The urban layout of Hong Kong is very concentrated, resulting in small rooms and high housing prices in the vicinity of Central. In Hong Kong, more than 90 square meters of houses belong to luxury houses, and most people dare not even think about it. Most ordinary people live in houses of more than 50 square meters or even 30 square meters.
Take a house below 60 square meters as an example. The average price is mostly 60,000-70,000 Hong Kong dollars per square meter. The cost of renting a house in Hong Kong is also high. Generally, the monthly rent for a house of 5 or 60 square meters is around 15000, and the monthly rent for a house of more than 100 square meters is generally higher than 30000. However, the supporting facilities of residential areas in Hong Kong are perfect. In recent years, all newly-built residential areas have good clubs. These clubs often have facilities such as sports ground, gym, chess room, game hall and karaoke room for residents to use for free or at a very low price.
domestic
After several years of crazy growth, housing prices in big cities in China have basically caught up with second-tier cities in the United States, such as Beijing, Shanghai, Guangzhou and Shenzhen. Taking a half-hour drive from the city center as an example, the average price of Beijing property market is 34,000 yuan/ping, Shanghai is 32,000 yuan/ping, Shenzhen is 47,500 yuan/ping, and Guangzhou 1570 yuan/ping.
Domestic rental prices are relatively low, with monthly rents in Shanghai, Beijing and Shenzhen all exceeding 4,000 yuan. The supporting facilities of domestic residential areas are not perfect, except for some high-grade residential areas whose prices are not lower than those of new york and Hongkong, which are generally just a place to live.
When you choose a different country, you choose a different lifestyle.
United States of America
The United States is suitable for 1 person to work, with a wife and two children. Life is relatively dull and there are few opportunities for promotion.
America is suitable for eating meat, not for eating vegetables, for buying a house, for buying a famous car, for a stable family life and for girls to get married easily.
Hong Kong
Hong Kong is especially suitable for people: two IT workers, who have no upward intention, like the western lifestyle, beautiful women.
People who are especially suitable for Hong Kong: non-engineering degree, upward, like Chinese life, and have low requirements for buying a house.
China
China is suitable for two people to work and raise 1 baby, with rich life and many promotion opportunities, but it needs special efforts.
China is suitable for eating fruits and vegetables, renting a house without buying a house (rent-to-sale ratio =2%), buying a domestic car and tossing boys' feelings, while girls are not as easy to get married as abroad.
Comparatively speaking, the most prominent problem in China is the low quality of life (Engel's coefficient is above 50%) by saving money to buy a house, and the second prominent problem is the social upheaval. In the situation of polarization between the rich and the poor, you have a serious hatred for the rich, but you are not satisfied with respecting peace. Fortunately, China's two outstanding problems are psychological and objective material life, and there is no outstanding disadvantage.
United States of America
American interpersonal relationship is simple, the general quality of the public is high, and it is not exclusive, so it is easy to integrate into American society. Travel in the United States is convenient, air tickets, accommodation and car rental are very cheap, which is very suitable for friends who like to travel and like nature. If you like, you can take your family for an hour on weekends, and you can reach a place full of fresh and wild interests and away from the crowd. And there are generally humanized facilities around, which can be used for you to fetch water, refuel, eat and rest.
The shortcomings of the United States are also obvious, that is, there is no? Home? This feeling. China people's interpersonal circle in the United States is generally small, and they will feel bored if they stay for a long time. One more thing, American food is mainly fast food, and friends who like food will be disappointed.
Hong Kong
There are many people in Hong Kong, so it is easy to find many friends who speak the same language. Hong Kong and the mainland are separated by water, and it is also very convenient to connect. The food in Hong Kong belongs to Cantonese cuisine, and there are some Sichuan restaurants, but it is difficult to find northern cuisine.
There are many private plots of green land in Hong Kong, few people live there, and there is no other industry except tourism. Perfect for hiking, surfing and eating seafood on weekends. The transportation in Hong Kong is very convenient, and the public transportation system is one of the best in the world. For most people's living areas, they can usually go to work within half an hour.
After living in Hong Kong for more than 7 years, you can apply to become a permanent resident of Hong Kong and enjoy the double visa-free policy in more than 80 countries and regions around the world, which is very suitable for friends who like to travel. The shortcomings of Hong Kong are equally obvious. The living environment is too crowded, and the culture basically belongs to fast food culture, which is on the edge of backwardness. Cantonese is the main language in society, and northerners will not adapt to it to some extent.
domestic
China feels most at home. The circle of friends of those who have received undergraduate education in China is basically concentrated in China. Many friends, great development space and obvious advantages. The shortcomings in China have been criticized by many people, such as crowded living environment, poor air quality, unsafe food and poor internet access. no need to say any more Other comparative angles are relatively elementary, such as entry income, holidays and so on.
The above is an introduction to the employment of international students in the United States, Hong Kong and Chinese mainland. I hope I can help you.