Current location - Health Preservation Learning Network - Fitness coach - What is the loan process of the construction bank to return the house in advance?
What is the loan process of the construction bank to return the house in advance?
1. What's the loan process for CCB to return the house in advance?

1. Make an appointment with the bank account manager in advance;

2. Bring your ID card to the bank outlet for loan business at the appointed time;

3. CCB needs to pay liquidated damages for prepayment (different branches of the same bank have different liquidated damages for prepayment).

Extended data:

Precautions for CCB to repay the loan in advance:

1, demanding repayment.

2. Other materials that need to be prepared, such as time and minimum repayment amount.

According to the requirements of the bank, you should go to the relevant branch in person to let the customer fill out the application form for prepayment.

Mortgage, also known as house mortgage. Mortgage refers to the documents that the buyer must submit to fill in the legal documents such as ID card, income certificate, house sales contract and guarantee. To the bank;

After passing the examination, the bank promises to issue loans to the buyers, and handle the notarization of real estate mortgage registration according to the house sales contract provided by the buyers and the mortgage loan contract concluded between the bank and the buyers. The bank will keep the unit in the bank account within the time limit stipulated in the contract.