Customers can log on to the homepage of CCB official website, learn about various card rights through "Credit Card-Credit Card Application", and then choose to apply for a credit card according to their own preferences. If the credit card products applied by customers are aimed at a specific group of people, they can apply at CCB outlets.
(In case of business changes, please refer to the actual situation. )
What kind of credit card is CCB Puka?
CCB credit cards have the following types:
1. China Construction Bank Yangzhou Radio and Television Digital Dragon Card Scheme.
2. Construction Bank Wuyishan Longka Credit Card.
3. China Construction Bank SouFun Longka Credit Card.
4. CCB Happy Dragon IC Credit Card.
5. Construction Bank Friendship Apollo Department Store Longka Credit Card.
6. Bailong Credit Card of China Construction Bank.
CCB Credit Card is a credit card issued by China Construction Bank. The credit cards issued by China Construction Bank are all named "Longka", including: Longka Famous School Card, Longka Business Card and Longka Automobile Card. The types of credit cards are: Puka, Gold Card and Platinum Card.
Credit card limit of CCB:
1. The credit line of China Construction Bank Puka is generally between 3000- 10000 RMB.
2. The credit limit of CCB Gold Card is 10000-50000 yuan.
3. The credit limit of CCB Platinum Card is generally more than 50,000 yuan.
4. The maximum withdrawal amount of CCB credit card can reach 30% of the actual amount.
Puka is generally 2000-50000. You can only look at the financial proof provided when you apply for the card. The bank applicant will confirm the amount of your card according to the relevant information provided by you.
As long as you are 18 years old and have a stable occupation and income, you can apply for a credit card of CCB. Puka is the most basic.
Specific application procedures:
Operating environment:
Brand model: iPhone 13
System version: iOS 15.0
Website: //creditcard.ccb.com/
You can log on to the credit card website of CCB, click "Credit Card Online Application" and fill in the information directly to apply. It is convenient to apply without providing any economic proof.
But because you don't need to provide any information, the bank will generally review your personal payment and credit status. If you don't pay or pay less, it is not recommended that you apply in this way, because it is difficult to pass. In this case, you can provide more financial proof to apply at the outlets, such as providing some certificates of time deposits or passbooks for real estate, automobile production or China Construction Bank. The more information you provide, the more helpful it will be to the card review.
What credit cards does CCB have?
From the perspective of cooperative international organizations, there are UnionPay -VISA dual-currency credit cards, UnionPay-MasterCard dual-currency credit cards, VISA single-label credit cards and UnionPay single-currency credit cards.
From the level of cards, there are Puka, Gold Card, Standard Platinum Card and Diamond White Card.
From the perspective of the rights and interests of the card: if you travel frequently or on business trips, you can choose the "business aviation" card, mainly including global payment credit card, global travel credit card, mango credit card and E Long credit card; If the landlord prefers entertainment, you can choose "fashionable" cards, such as Transformers card, Barbie card, football card, good voice credit card and so on. If the landlord wants to participate in shopping mall activities, he can choose "colorful shopping", such as Mao Ye Longka and Yintai Longka (it is suggested that the landlord can look at the credit card website of CCB and choose the card type according to his preference).
In terms of card handling methods:
There are two ways to apply, one is online application, and the other is online application.
Online application, the procedure is relatively simple, and there is no need for additional diplomatic and economic proof. Banks will focus on the landlord's real estate, social security, provident fund, individual tax, personal credit and other information that can be queried online. If these efforts are not much or not much, this method is not recommended.
Online application, which is the traditional way to apply for a credit card. When applying, you should bring proof of work income (work permit, employment certificate, salary card (preferably more than 3 months), tax bill for the last 3 months, social security bill, provident fund bill, etc. These are not necessary, but you can have them. If you can attach some financial certificates, such as real estate, automobile production, time deposit certificate of China Construction Bank, it is very important to get a card. (In the case that proof of work income cannot be provided perfectly, it is best to have proof of financial resources. )
It takes about 20-25 working days for his credit card to be approved, just like one month. The landlord can know the approval progress of your card through the "application progress inquiry" on the home page of his credit card.
How many kinds of credit cards (debit cards) do China Construction Bank have?
There are many kinds of credit cards (debit cards) issued by China Construction Bank. The grades of the cards are ordinary cards, gold cards, platinum cards and diamond cards, and the brands of the cards are UnionPay, visa, MasterCard and JCB. The specific credit cards (debit cards) of China Construction Bank are as follows:
1, colorful shopping: Vipshop Longka, Global Hot Purchase Credit Card (Debit Card), Longka You Xiang Credit Card (Debit Card), Longka Jingcheng Hot Purchase Credit Card (Debit Card), etc.
2. Business aviation: Longka Tuniu Travel Card, Jinjiang Longka, Longka Global Payment Credit Card (debit card) and Longka Tongcheng Credit Card (debit card);
3. chic car owners: Jingtong longka credit card (debit card), anbang insurance longka ic credit card (credit card), longka car card, etc.
4. High-end series: Longka Diamond Credit Card (credit card), Longka Family Credit Card (credit card) and Longka exclusive Platinum Credit Card (credit card).
How many cards does China Construction Bank have?
Construction bank card category:
1. Debit cards of China Construction Bank include Dragon Card, Wealth Card, Private Bank Card and Lugang Dragon Card.
2. The credit cards of China Construction Bank include: Longka Global Payment Credit Card, Longka Easy Loan Credit Card, Longka Hong Kong, Macao and Taiwan Travel Card and Longka Olympic Credit Card.
CCB Credit Card is a credit card issued by China Construction Bank, all of which are named "Longka". There are different types of dragon cards, dragon card business cards, dragon car cards and so on. , to meet customers' domestic and overseas transactions, home care, installment financing and other consumer needs.
Cash withdrawal amount:
Outside the country, the daily withdrawal (withdrawal) of ordinary cards does not exceed 500 dollars, the gold card does not exceed 1000 dollars, and the monthly withdrawal does not exceed 5,000 dollars. The credit card of China Construction Bank provides customers with cash withdrawal service, and the cash withdrawal fee must be paid. According to the relevant regulations of the People's Bank of China and the SAFE, the daily cash withdrawal (cash withdrawal) of each card in China is no more than RMB 2,000 (except cash withdrawal at overpaid outlets).
Cash withdrawal (cash withdrawal) includes overdraft cash withdrawal and overpayment cash withdrawal, one is overdraft cash withdrawal and the other is overpayment cash withdrawal. Overdraft cash withdrawal is a small cash loan provided by China Construction Bank, which helps customers flexibly allocate funds when they are in urgent need.
The overdraft withdrawal limit is set according to the customer's card usage, and the maximum is not more than 50% of the customer's credit limit. In addition to the cash withdrawal fee, domestic and foreign overdrafts have to pay interest and do not enjoy interest-free treatment. Overpayment cash withdrawal refers to the withdrawal of deposits or overpayments from the card when the customer repays.
Overpayment can automatically increase the available amount of the main card, but does not increase the available amount of the auxiliary card. If it is necessary to increase the available amount of supplementary cards, the main cardholder should call the 24-hour service hotline of China Construction Bank to apply. If the customer withdraws the overpaid part of more than 2000 yuan on the same day, he must go to the counter of CCB outlets to handle it.
What credit cards does CCB have?
CCB has two kinds of apps, namely "Pocket Dragon Card" and "CCB Mobile Banking".
The "Pocket Dragon Card" app is mainly an introduction to some preferential activities, and you can master the latest consumption preferential information of eating, living, buying and entertainment anytime and anywhere; The "CCB Mobile Banking" APP has many functions. If the landlord has a savings card of CCB, he can open mobile banking online after signing the contract and add credit card information to the APP. If he only has a credit card, he can open mobile banking directly in the app. After opening, you can inquire about and handle many credit card businesses, such as auditing, repayment, changing some basic information, adjusting the amount, checking points, and handling installments.
CCB Credit Card is a credit card issued by China Construction Bank. The credit cards issued by China Construction Bank are all named "Longka", including: Longka Famous School Card, Longka Business Card and Longka Automobile Card. All credit cards issued by CCB are named "Dragon Card". At the same time, CCB, as a state-owned bank that set foot in issuing credit cards earlier in China, has a wide variety of credit cards. At present, the types of dragon cards that have been publicly issued are: Dragon Card Campus Card, Dragon Card Business Card, Dragon Card Automobile Card, China Eastern Airlines Dragon Card, Shanghai Volkswagen Dragon Card, Dragon Card Hong Kong Wonderful Travel Credit Card, China Construction Bank VISA Card, Yilong Changxing Dragon Card, Mango Travel Dragon Card and Dragon Card (Cup) Tennis Card.
This is the end of the introduction about which credit cards CCB has and which credit cards CCB has free annual fees for life. I wonder if you have found the information you need?
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