Reliable.
Everything is good and bad, so is online lending. There are a lot of negative information about online lending now, so many people are very cautious when choosing, and dare not choose an unreliable online lending platform. Vigorous flower is one of the online lending platforms, which is more reliable and belongs to formal channels.
Vibrant Flower Garden is an online lending platform that cooperates with JD Finance, and is more used by young people.
However, borrowers also need to master a degree. If the repayment ability is exceeded, the formal online lending platform also needs to find debt collection, and the consequences of late overdue are more serious. Therefore, although the vitality flower loan is reliable, it cannot be borrowed by the super power.
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Correct choice of online lending platform, pay attention to:
1, don't listen to false propaganda: nowadays, in many public places such as elevators and public toilets, you often see some small advertisements for online loans, such as zero-interest loans and loans based only on ID numbers. Such advertisements are generally false propaganda, and users should never be fooled.
2. Choose a platform with a good background and a good reputation for loans: Now many banks have launched online loan products, and many well-known enterprises also have their own loan products, so users can make direct loans at such loan outlets.
3. Be sure to see clearly the borrowing cost: the loan cost is a very important part of the loan. When applying for a loan, users must be clear about the costs they need to bear and see if the comprehensive costs are too high. Never apply for a loan on a platform with high comprehensive loan cost to avoid excessive repayment pressure in the later period.
4. Don't pay any fees before the loan is successful: There are some unreliable loan platforms that require users to pay various fees before the loan is successful. Users should never apply for a loan at such a loan opening. Be careful that the loan is unsuccessful after payment, resulting in economic losses.
5. Be sure to read the loan contract carefully when lending: Many people don't have the habit of reading the contract when lending, which is very dangerous. If there are hidden unreasonable charges in the contract, they won't know, so you must read the loan contract carefully.
What is JD.COM Vigorous Flower?
JD.COM flower of vitality is a financial product.
The vitality flower jump page displayed in Jingdong Financial app is actually a merchant advertisement page, which is only introduced and displayed as a merchant.
The vigorous cash loan is not a financial product of JD.COM. Users can choose whether to use vigorous cash loan products according to their own needs.
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China self-operated e-commerce enterprise (stock code: JD) was founded by Liu, Chairman and CEO of the Group. Its subsidiaries include JD.COM Mall, JD Finance, Paipai.com, JD Smart, O2O and overseas business department. In 20 13, virtual operator license was officially obtained. On May 20 14, it was officially listed on Nasdaq Stock Exchange. On June 20 16, we reached a deep strategic cooperation with Wal-Mart, and 1 store was merged into JD.COM.
2065438+In May 2004, JD.COM Group was officially listed on the Nasdaq Stock Exchange. 20 15 July, JD.COM was selected into Nasdaq 100 index and Nasdaq 100 average weighted index because of its high growth.
On 20 17 1.4, China unionpay announced that the payment company under jingdong finance had officially become a member institution of unionpay. 20 17 On April 25th, JD.COM Group announced the formal establishment of Jingdong Logistics Sub-group. On August 3rd, 20 17, the list of "Top Internet Enterprises in China 100" was released, and JD.COM ranked fourth.
On March 5th, 20 18, JD.COM announced the establishment of "Customer Experience Excellence Department", which will be responsible for the overall promotion of customer experience projects at the JD.COM Group level. Yu Rui, vice president of JD.COM Group, became the head of the department. 20 18 years, ranking among the top 500 in the world 18 1.
201July 24th, 8, JD.COM. China Banking Regulatory Commission approved COM's plan to increase the capital of Allianz Property Insurance China. On September 4th, JD.COM Group signed a strategic cooperation agreement with Ruyi Holding Group.
Resources JD.COM _ Baidu Encyclopedia
What is the flower of life in JD.COM?
Pengbo Flower is a consumption staging platform that cooperates with Jingdong Finance, and it is a product suitable for young people to stage and borrow money. Pengpenghua app provides 500-20,000 yuan of micro-credit products to meet the staged needs of urban youth's daily consumption.
The flower of vitality is a cooperative relationship with JD Finance, not a loan from JD.COM. You need to look at contacts, address books, etc. when applying. It is understood that you will also check the credit information on the credit information. Since it is a cooperative business in JD.COM, it should be safe, but the interest on similar small loans is generally higher. The advantage is that the next payment is fast and the application is simple.
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China self-operated e-commerce enterprise (stock code: JD) was founded by Liu, Chairman and CEO of the Group. Its subsidiaries include JD.COM Mall, JD Finance, Paipai.com, JD Smart, O2O and overseas business department. In 20 13, virtual operator license was officially obtained.
JD.COM has successively set up wholly-owned subsidiaries in Shanghai and Guangzhou, connecting North China, East China and South China into a line, so that most parts of the country are covered under the logistics distribution network of JD.COM Mall; At the same time, we constantly strengthen and enrich the company's technical force, and improve and perfect the software and hardware facilities and service conditions in after-sales service, logistics distribution and marketing. JD.COM Mall has established six logistics platforms centering on Beijing, Shanghai, Guangzhou, Chengdu, Shenyang and Xi, providing faster delivery services for users all over the country and further deepening and expanding the company's business space.
Online sales: digital products such as computers and mobile phones, household appliances, auto parts, clothing, shoes and hats, luxury goods, household and household products, cosmetics and other personal care products, food and nutrition products, books and other media products, maternal and child products and toys, sports and fitness equipment and virtual goods. *** 13 categories of goods 31.5000 SKU.
References:
Baidu Encyclopedia-JD.COM
Is the vitality flower loan formal?
The Flower of Vitality is a loan product owned by JD.COM. The flower of vitality is a cooperative relationship with JD Finance, not a loan from JD.COM. You need to look at contacts, address books, etc. when applying. , you will also check and submit credit information.
Booming flowers, the application entrance is in Jingdong Finance-Borrowing money-Booming flowers. If there is no entrance, it proves that credit is not enough. You can improve your personal credit and information before applying. According to the feedback from netizens who made the next payment successfully, the loan 1 1,000 yuan and the interest of 9 1 yuan are relatively high. Be sure to repay the loan on time, otherwise the consequences will be serious.