1. ICBC credit cards are divided into: Peony Visa Card, Peony MasterCard and Peony American Express Card by brand;
2. According to the credit rating of ICBC credit cards, they are divided into platinum cards, gold cards and ordinary cards;
3. According to the issuing object of ICBC credit card, it is divided into business card and personal card, in which personal card is divided into main card and auxiliary card.
4. According to the currency of ICBC credit card account, it can be divided into RMB card, dual-currency card and multi-currency card.
Extended data:
1. ICBC is called Cosmic Bank. ICBC has so many branches that it can spread all over the universe. This may be a bit exaggerated, but ICBC's card is so magical. Novices can choose ICBC to apply for their first credit card, because it is much easier to apply for another bank's card after applying for ICBC's credit card.
Second, several types of ICBC credit cards
1, ICBC Struggle Card
Suitable for the crowd: office workers
Comments: Lang Ping joint design, black, red and blue, it is easier to take off the card with Puka Gold Card. Recently, the card value of ICBC is very high.
Rights and interests: annual fee reduction, time tolerance, 0 foreign exchange fee, account security insurance, tide brand Haitao cash back, etc. Simple Platinum Card enjoys free overseas WIFI, visa discount, airport 1 yuan parking and other benefits.
2. ICBC car plus credit card
Suitable for people: car owners
Comments: The annual fee of rigid Puka 100 yuan, gold, 200 yuan and platinum 2000 yuan, and all supplementary cards are halved. But the card is full of discounts, cash back, and love (my) car card platform rights.
Rights and interests: 6% cash back from the designated gas stations in China every Sunday; Love (1) car platform rights, such as car purchase concessions, car wash concessions, maintenance concessions, driving and road rescue rights, Longteng travel exclusive concessions, etc.
Time tolerance, UnionPay multi-currency, 0 foreign exchange fee, new customer credit card gift and so on. Platinum card also enjoys free ICBC airport and high-speed rail VIP room, global car rental discount, 4 million aviation accident insurance and so on.
3. Universal Installment Credit Card
Suitable for the crowd: college students.
Comments: This card is limited to 18 years old, full-time college students apply, gold card level, the next card is two cards. Co-branded cards have the same function as credit cards, except that they can't withdraw cash. The other card can only be used for installment and cash withdrawal.
Welfare: Free of annual fee, up to 56 days interest-free, 3 days poor content 10 yuan. There are also various gift packages for staged music, with a maximum of 1000 yuan.
4. Universe Credit Card
Suitable for the crowd: white-collar office workers
General comment: the face value of this card is too high, so it is particularly easy to get a gold card. Ten times the unique birthday points can be said to be a major event of ICBC. It's just a multi-currency card, and there are more than a dozen accounts when you open the card.
Rights and interests: annual fee reduction, ten-fold birthday bonus, zero foreign exchange fee, three-day tolerance 10 yuan, etc.
5. ICBC Minions Credit Card
Suitable for people: Minions fans.
Comments: Each card in this series is made in MengMeng, which is very suitable for fans' collection, but it needs 50 yuan's business card printing fee and is multi-currency. However, the card rights are also quite good, and ICBC has also embarked on the road of revival.
Rights and interests: annual fee reduction, time tolerance, 0 foreign exchange fee, account security insurance, etc.
6. ICBC Tuniu Niuren Credit Card
Suitable for people: donkey friends
Comments: Card friends who travel frequently can get one, and there is an exclusive preferential line of ICBC every year.
Card rights: annual fee reduction, account security insurance, multi-currency foreign exchange exemption. Tuniu products are 98% off, matching Tuniu members and exclusive preferential routes. Platinum card also enjoys travel inconvenience insurance, aviation accident insurance and so on.
7. ICBC King of Children Baby Credit Card
Suitable for people: parents of babies.
Comments: ICBC teamed up with king of the children to design a special card for parents with children, who can enjoy all kinds of discounts on maternal and child products in king of the children.
Rights and Interests: 1288 for 2 188 king of the children Amusement Year Card, 400 for 500 Amusement Times Card, 15% discount for designated products in king of the children, 15% discount for international blue baby maternal and child products, etc. Platinum card can also enjoy preferential visa, one-yuan airport parking, tooth cleaning and so on.