It doesn't matter if you have no children. Married children need to go to school. You can buy a school district room and give it away easily. Plus you have to pay thousands of community management fees every year. There is very little money that really belongs to you. Basic life has been hollowed out by more than half.
Many partners in the north, Guangzhou, Shenzhen and other places can only maintain a basic life after paying off the money for buying a house and a car, plus paying off various loans and credit cards. Some even earn 56.5438+200,000 a month. However, once they buy a house and a car, their living standards and quality will drop a lot, which is normal.
Every month, tens of thousands of mortgages, tens of thousands of car loans, plus some property management fees for children to go to school. Basically, only the basic expenses of life are left. Supporting facilities are mostly furnishings.
The famous brands and brands in many shopping malls are not working-class markets at all, and even the second-tier brands in some shopping malls are afraid to go online because of too little sales.
Many parents wear Taobao and Adi themselves, and consumer goods will not be bought at all, except for investment consumption, such as children attending classes, and investment and financial management will be done after careful consideration. So basically, the nearby facilities have become furnishings, and there is no economic strength to consume, and there is no energy to consume. No quality of life
Many people order takeout in the canteen during the day, and emphasize on giving children organic vegetables at school. In addition to working overtime, picking up children and accompanying them to visit cultural places or shopping malls, they dare not spend more, because they have to pay off the mortgage and car loan, and even the decoration inside the house is not too luxurious, because there is no extra money to pay.
So this kind of life is really similar to that of a person with a monthly salary of 5,000, just because there is a house temporarily in his own name, just to let the children go to school in the district. Assuming that they don't spend this money on buying a house and investing in their children's schooling, how can they plan this money to make their lives less tired and less tired? If it were you, what would you do?
# Make a little progress every day and persist in bringing about great changes. Dabai walks with you #