1. Used for purchasing drugs: when the insured purchases drugs, medical devices, disinfection products, etc. In the designated retail stores of medical insurance, they can pay with medical insurance cards. It should be noted that the purchase amount of medical insurance card every half month is less than 200.
2. For seeing a doctor: When the insured is sick, he can register and see a doctor in a designated hospital with a medical insurance card and a medical insurance manual in a designated medical institution. Outpatient (emergency) medical expenses, medical expenses below the overall fund qifubiaozhun and medical expenses above the overall fund qifubiaozhun and below the maximum payment limit can use medical insurance cards.
The main process is as follows: holding the medical insurance manual and medical insurance card-registering at the hospital medical insurance office-reviewing the card-paying the hospitalization deposit-hospitalization-self-funded projects need the patient's consent and signature-cash or medical insurance card.
3. Used to help relatives pay medical insurance premiums: After signing a payment agreement with the medical insurance management center, the insured can use the funds in the personal account of the medical insurance card to pay the basic medical insurance premiums for urban residents for their relatives, but the number of times is limited to two or less.
4. Physical examination: The insured can use personal accounts to settle the health examination expenses of designated medical institutions below the municipal level (including the municipal level).
In addition, the medical insurance card has many other functions. Another media said that China's medical insurance card can also be used in gyms this year, but at present, this one has not been extended to the whole country, and it should only be tried out in other regions.
Need to be reminded that the insured must take good care of the medical insurance card. If you accidentally lose it, remember to issue a letter of proof to the unit in time and stamp it in the medical insurance office for confirmation. Then bring your ID card to the account opening savings office to apply for loss reporting, and go through the formalities of card replacement. Usually you can get a new card after 7 days.
Second, the medical insurance card can be reimbursed.
Once the medical insurance expenses are settled in real time with the social security card, it is equivalent to reimbursement, and the medical insurance department will not reimburse you again.
The expense medical insurance card has been swiped, and medical insurance can no longer be reimbursed. If the unit can agree to reimbursement, it can be reported.
Third, what should I do if the medical insurance card cannot be swiped?
Like bank cards, the medical insurance cards used by citizens now also have degaussing phenomenon. In the future, the "five certificates in one" social security card belongs to CPU card, which can avoid this phenomenon.
According to the staff of the Medical Insurance Bureau, most of the citizens who came to the service hall to reissue their medical insurance cards were lost. Some citizens said that the medical insurance card was invalid. After coming to the medical insurance bureau for testing, they found that the medical insurance card can still be used, which may be due to the network problem between the designated institution and the medical insurance center, or the improper operation of the medical insurance card at the medical point.
Here, the staff of the Medical Insurance Bureau reminded the public that the medical insurance card should be stored separately from other cards, and should not be placed with hard objects such as mobile phones and keys to avoid degaussing or wearing.
If the medical insurance card is accidentally lost, in order to prevent the personal account balance from being stolen, citizens should call the service hall of the local medical insurance bureau directly to report the loss.
See here, I believe you also understand the relevant knowledge. When using the medical insurance card for medical insurance reimbursement, it needs to be used in accordance with the relevant laws and regulations of medical insurance. Well, the scope of use of the medical insurance card includes these. If you have any questions, you can consult relevant lawyers.