Of course, it is unreasonable to pay the transfer fee to the club, which is regarded as the overlord clause. Consumers' transfer is free, and there is no legal basis for the club to charge 500 yuan transfer fee, and it does not provide additional services, but only takes advantage of its dominant position. Therefore, it is unreasonable for merchants not to return cards and charge for card transfer. However, consumers have to deduct some corresponding expenses when returning their cards.