First, the method of use:
1, the part that outpatient and emergency departments need to pay by themselves will be deducted from the personal account.
2. Medical insurance co-ordinates the deduction of some personal medical insurance card accounts at their own expense.
3. You can use it when you go to a designated medical insurance retail pharmacy to buy medicine. (But you can't borrow a medical insurance card! )
4, the cost of fitness.
In some provinces and cities such as Shandong, Chongqing and Jiangsu, employees themselves can use their personal account balance to carry out fitness activities in fitness places.
Take Shenzhen as an example. If the personal account balance of medical insurance in the previous year reaches more than 5,000 yuan, 10% of the balance can be used for personal fitness consumption.
5, medical insurance card family * * * enjoy the bound family.
When family members use their own medical insurance cards, they must pay attention to ensuring that the records of payment and drug purchase are the patient's name. If you accidentally add your own past medical history, it will affect the subsequent purchase of commercial insurance.
The use process is also very simple:
(1) First, download and install the "National Medical Insurance Service Platform" APP.
(2) To enter the homepage of the national medical insurance service platform APP, you need to log in to the personal medical insurance electronic certificate first.
(3) Enter the login page. There are two ways: account login and electronic certificate login.
(4) Enter the mobile phone number/ID card and password, and after face recognition, you will be prompted that the authentication is successful, that is, the login is completed.
6. Buy commercial insurance.
Taking Shanghai as an example, three kinds of commercial insurance, such as critical illness insurance, medical insurance and Shanghai Bao Hui, can be deducted from the balance of the medical insurance card.
legal ground
Article 28 of the Social Insurance Law
Medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency rescue shall be paid by the basic medical insurance fund in accordance with state regulations.
Article 72 of the Labor Law of People's Republic of China (PRC)
The social insurance fund shall determine the source of funds according to the types of insurance and gradually implement social pooling.
Employers and workers must participate in social insurance and pay social insurance premiums according to law.