1. What do you mean by commercial and residential?
Business residence is a professional rental residence, which can provide five-star sightseeing hotel-style services and has business functions. In addition to perfect household equipment, such as household appliances, furniture and kitchen utensils, all users must also provide sufficient business functions, such as network equipment, meeting space, secretarial and translation services, OA equipment, and five-star hotel-style services, such as housing services and laundry delivery, in addition to basic hotel-style facilities. At present, most domestic commercial houses are concentrated in Taipei Metropolitan Area and Hsinchu Science Park, and their types (taking existing ones in Taipei as an example) can be roughly divided into four types:
1. Villa types that emphasize independence and only provide information management, such as Jade Garden.
2. Hotel management that emphasizes independence and provides information, such as: Taipei Liyuan, Taipei Royal, Four Seasons Xuan, etc.
3. Emphasize pure hotel management, such as Ji Tai Taibei Business Travel, CITIC Business Apartment, Hua Fu Changchun, Hua Fu Dunhua Green Park, etc.
4. Emphasize the combination of hotel style and shops or clubs, such as Asia-Pacific Club and Guangxin Jasper Castle.
Second, what should I pay attention to when buying commercial housing?
1. The property right of commercial and residential houses is 40 years. As for how to deal with the housing property right after it expires, the property law has not made corresponding provisions.
2. Commercial and residential dual-use houses can register companies but cannot settle down.
3. Commercial housing can only be paid in full or by commercial loans, and the loan interest rate is 10% of the benchmark interest rate. Provident fund loans and portfolio loans cannot be used, and the maximum loanable price is 50%, and the longest is 10 year.
4. When a commercial house conducts a secondary transaction, the tax is higher than that of a general commercial house. The deed tax is levied at 3% of the appraised price, 2% of the difference of individual tax collection and 5.62% of the difference of business tax collection. The public maintenance fund is paid according to 133 flat/yuan, and property tax is also required, but it is generally replaced by rent tax, and each house still needs to pay rent tax ranging from 6000- 1000 yuan.
Note: Price difference = house transaction price-house starting price.
Commercial housing will generally calculate the water and electricity charges according to the commercial water and electricity prices, which will be slightly higher than ordinary houses. It can be seen that commercial housing is a professional rental house that can provide business functions and five-star sightseeing hotel-style services. If you want to buy a commercial house, you need to know its characteristics, especially property rights. The property right is only 40 years, and the specific ownership is not clear after the expiration, so it needs to be cautious.