1, aged between 18 and 65 years old, with full capacity for civil conduct, stable and legal occupation and income, bachelor degree or above.

2. Personal credit is good and there is no bad credit record.

3. Holding other credit cards of China Merchants Bank, meeting the quota of gold card or ordinary card of 50,000 yuan, supplemented by new financial certificates, such as real estate license and automobile driving license.

He is a VIP customer of China Merchants Bank.

5. Recommended by the outlet financial manager.