Exercise in the gym
Indoor sports, such as gyms, are generally less risky, and most accidental injuries are caused by improper operation of mechanical equipment or incorrect training posture. Such people can generally buy accident insurance and hospitalization insurance. When buying accident insurance, it is best to choose insurance products with sudden death protection.
Traditional outdoor sports
Besides exercising in the gym, some people like to exercise outdoors, such as running, playing basketball and football. Compared with exercising in the gym, outdoor sports are more risky. At this time, in addition to the regular accident insurance and hospitalization insurance, you can also insure outdoor sports insurance specially designed for outdoor sports enthusiasts. This kind of insurance guarantees a more complete risk of sports accidents.
High-risk sports
Besides regular fitness exercises, some people prefer exciting sports, such as skiing, diving and rock climbing. The risk index of this kind of sports is large, except for general accident insurance.
Because of this, some insurance companies have specially developed outdoor sports insurance products for high-risk sports people, covering most high-risk sports protection. It is suggested that people who like high-risk sports can choose to buy such an insurance product.
Exercise and fitness is good, but don't forget to guard against unexpected risks. If possible, it is best to buy yourself an insurance before exercise and give yourself more protection.