Previously, due to excessive hype, several banks raised the threshold for applying for several platinum cards, and now it is not so easy to apply.
Pomegranate believes that everyone is rushing to chase some star cards. In addition to the good rights and interests of the card itself, it is somewhat suspected of following suit. Choose a card according to your actual needs, and you will find that there may be more than four high-end cards on the market that can meet your requirements.
For example, if you need VIP room or shuttle bus service at the airport, Ding of the Postal Savings Office can also meet it. Recently, there have been more people discussing this card. If you haven't started yet, you might as well start early.
Postal savings bank Ding is Yinlian+MasterCard, and the annual fee of the main card is 2600 yuan/year. Officially, 5.8W or installment 1.8W is exempted for three months in the first year, and 20W points will be deducted in the following year.
The focus is also on rights and interests. Pomegranate Jun sorted out the main rights and interests of the card for your reference.
I. Tourism rights and interests
1, give a Longteng card.
At 4 o'clock, Global Airport or high-speed rail VIP room service (Global Airport 1 minute/passenger, high-speed rail 0.5/passenger) can deduct points to bring people. This right takes effect on 1 day after the card is opened, and becomes invalid after the card is cancelled.
2. National Airport/High-speed Railway Shuttle Service
Airport/high-speed rail shuttle service, high-end models, need to make an appointment in advance, can help others call a car.
3. CIP channel service at global airports
CIP channel service of global airports, some airports provide agency and check-in services, which can be transferred by name.
Second, the hotel rights and interests
1, 8-88 discount for Hyatt Hotels Group and 8.8 discount for designated restaurants (UnionPay rights);
2. 50% discount for two people in the buffet of Kelefu five-star hotel (MasterCard rights);
3. Free children's meals at designated hotels in Shangri-La.
Three. Health rights
1 2 expert number reservation and escort service or expert consultation service
Cardholders or nuclear family members (parents, spouses, children) can enjoy it, and the appointment registration service is bound to accompany the whole process of medical treatment (running errands), and some hospital experts make appointments for special needs clinics.
2, 1 oral care
Including oral examination, tooth cleaning and polishing, not limited to myself.
3, women and children's hospital medical services
Buy a delivery package at the US-China Yihe Women and Children Hospital, and enjoy discounts such as membership discount and free registration fee.
4. Sports and leisure
You can reserve two tennis services per kloc-0/hour and five badminton, fitness or swimming services per kloc-0/hour for free.
Four. Other rights and interests
1, domestic all-weather unlimited road rescue service;
2 institutions annual inspection service once a year;
3. 1 yuan airport parking (UnionPay rights);
4. New Zealand visa service
When applying for a New Zealand individual visa in Beijing, Shanghai, Guangzhou and Chengdu, the front copy of UnionPay card and its recent bank statement (within three months) can replace the bank deposit certificate, salary certificate and employment certificate, simplifying the application procedures.
5. Seven tax refund groups 10% tax refund;
6, 100-way travel network visa concessions.
On the whole, Pomegranate believes that the rights and interests of this card are still relatively life-oriented, especially the rights and interests of health and sports are more practical. Many rights and interests are not limited to my own enjoyment, but can be given to my family or transferred. Compared with PUFA AE Xiaobai, the card lacks some hotel benefits and integral activities, but it has basic VIP room, CIP and pick-up and drop-off rights, which is still worth holding.
Choose a bank outlet for card purchase. It is said that the Platinum Card of Postal Savings is more recognized as provident fund, and it can provide financial certificates such as semi-annual records of provident fund and semi-annual income when it is imported. If there are high-end cards from other banks, they can also be provided, which can improve the success rate of card handling. The initial quota given by postal savings is still ok, and friends in need may wish to try it.
Above.