A lot! \ x0d \ x0d \ If you have a stable job and income, you can apply for a personal credit loan (unsecured and unsecured). \x0d\ Generally, this kind of loan application requires that you have a stable job and income, have a good credit status, and just punch in your monthly salary (or deposit it in a bank account every month), which can be 5- 10 times of your monthly income. If you are a civil servant, you can borrow more. \ x0d \ x0d \ The steps/processes/procedures of loan are that you submit your personal loan demand and general information to the bank or loan product agency, and then the bank conducts a preliminary review of the loan application of the loan applicant, and arranges a special person to contact the loan applicant. If the contact person passes the preliminary review, it will guide the loan applicant to provide the required materials, and then conduct an audit to finally release the loan.