In overdue negotiation, if the principal can only be repaid first because of the capital turnover problem, the unpaid principal and overdue interest will be clarified together.
Show your income level, let the bank see and believe that you have the repayment ability, and negotiate the repayment plan with the bank.
No matter what the final negotiation result is, the voluntary repayment of a little money by credit card every month can show your willingness to repay, but it cannot constitute a crime.
Product introduction
Bank of Communications World Pole Credit Card
The world's top credit cards and diamond credit cards are the top credit cards of Bank of Communications, and they are the first in the industry to pay the annual fee on a monthly basis. Pay 400 yuan/month, you can enjoy high-end courtesy such as hotels, sports and business trips. 4 nights accommodation in star-rated hotels, 24 high-end sports such as swimming, fitness, yoga, equestrian and skating in star-rated hotels, annual family health housekeeper, 12 drunk driving service, high-end family travel insurance and exclusive concierge service.
Huanran Platinum Credit Card
Brand-new platinum card, free of annual fee in the first year and 6 free of annual fee in the second year. You can enjoy the VIP lounge of overseas airports three times a year, and you can also get rich points rights. Points can be exchanged for four major airline miles, overseas airport VIP room service, drunk driving service, and also get platinum rights of UnionPay platform.
Mika Platinum Credit Card
Based on "her economy" and taking "girlfriends" as the theme, the Mi Ka series is distributed to young female customers. Create the rights and interests of "3 times of girlfriends' points", offer 50% discount in installments, innovate the "girlfriends group" card, and enjoy platinum rights and interests such as airport VIP lounge, VIP channel at outlets, and points redemption mileage. In addition, in view of women's pursuit of beauty, we have joined hands with sweet, a century-old brand crystal company, to create a crystal honey card with luxury jewelry specifications.
Circumferential brush
As a traditional discount promoted by Bank of Communications for many years, "Weekly Brush" was upgraded to "Golden Brick Treasure Paradise" in 2020, and the participation methods were flexible and diverse. Consumers can not only get "BRIC" through consumption accumulation, but also get their favorite prizes after ranking in the BRICS Challenge, and they can also participate in activities such as "Lucky Mine Car" to get rewards.
Platinum credit card
Bank of Communications Platinum Credit Card provides you with a full range of business or family travel services, including airport VIP room, drunk driving, road rescue, comprehensive protection for high-cost family travel and many other exclusive services, providing you with a platinum life experience.
Standard credit card
Bank of Communications standard credit card provides perfect credit card financial services, password signature, free choice, interest-free repayment period of up to 56 days, as well as "enjoy life", "enjoy superiority" and other preferential plans, so that you can enjoy the endless fun brought by swiping the card.
Y-power credit card
Y-POWER has two cards, black and white, which let you choose your attitude and show off your brilliance. Y-POWER gives you a strong backing, and powerful power comes from the heart!