Health Instructions for Inpatient Medical Insurance of China Merchants Cigna E Nuowan
1. Have you had any physical discomfort in recent years 1 year, such as repeated headache, dizziness, chest pain, cough and hemoptysis, asthma, unexplained abdominal pain, bloody stool, purple spots and emaciation (weight loss exceeds 5 kg within 3 months due to non-fitness reasons)?
2. Have you received medical examination, treatment and medication (excluding common cold, acute gastritis and upper respiratory tract infection) from a doctor in the last six months, and the doctor has proposed further review, treatment, hospitalization or surgical treatment? Have chronic diseases or three high hepatitis B and other minor problems and don't know how to buy insurance? This strategy must be read: 9 categories and 39 kinds of physical abnormalities, disease insurance strategy!
3. Have you been hospitalized due to illness (excluding caesarean section/natural delivery/rhinitis/acute gastroenteritis/pneumonia/upper respiratory tract infection) or accidents in the past 2 years?
4. Do you have, are suspected of having or have been treated for one or more of the following diseases?
(1) Psychosis, neurofunctional diseases, ADHD, epilepsy, limb paralysis, spinal cord diseases, muscular dystrophy, myasthenia gravis, Parkinson's disease, etc.
(2) Stroke, brain tumor, cerebral arterial hemangioma, cerebral arteriovenous malformation, transient cerebral ischemia, encephalitis, meningitis, myelitis, etc.
(3) Cataract, glaucoma, optic nerve or retinopathy, deviated nasal septum, nasal polyps, etc.
(4) Emphysema, bronchiectasis, tuberculosis, asthma, pleurisy and pneumothorax;
(5) hypertension (refers to systolic blood pressure >; 140mmHg diastolic pressure >: 90mmHg, or one of them exceeds the above value), coronary heart disease, congenital cardiovascular disease, valvular heart disease, rheumatic heart disease, rheumatic fever, aortic aneurysm, cor pulmonale, myocarditis, arrhythmia, etc. Regarding the problem of buying insurance for hypertension, I just sorted out the relevant contents, hoping to help you: how to buy insurance for hypertension?
(6) Hepatitis, liver cirrhosis, alcohol dependence, alcoholic hepatitis, pancreatic diseases, chronic enteritis, peptic ulcer or bleeding, ulcerative colitis, hemorrhoids (which cannot be cured by surgery), hernia, intestinal obstruction, etc.
(7) Nephritis, glomerular diseases, nephropathy, renal failure, renal cyst, reproductive organ diseases, etc. ;
(8) Cancer, tumor, adenoma, polyp, cyst, stone, hemangioma, etc.
(9) Leukemia, purpura, moderate and severe anemia (hemoglobin HB < 90g/L), and aneuploidy;
(10) Diabetes, thyroid nodules or masses, parathyroid diseases, adrenal diseases and pituitary abnormalities;
(1 1) Rheumatoid arthritis, rheumatism, musculoskeletal joint diseases, lupus erythematosus, collagen disease, Behcet's disease, immune diseases, immunodeficiency diseases (AIDS or AIDS carriers);
(12) Congenital diseases, hereditary diseases, defects and deformities of limbs and organs, and post-traumatic syndrome; Whether there are occupational diseases;
(13) If you are a minor, whether it is premature birth, low birth weight (less than 2.5Kg), deformity or congenital heart disease.
5. If she is a woman,
(1) Whether she is pregnant at present;
(2) no breast or lymph node enlargement, lump, pain, bloody galactorrhea and other uncomfortable feelings or abnormal findings;
(3) Whether there are uncomfortable feelings or abnormal findings such as irregular vaginal bleeding and unexplained abdominal pain;
(4) Whether you have diseases such as breast, uterus, endometrial displacement and ovary. And received medical examination, treatment, medication or hospitalization?
6. Have you ever been refused insurance, postponed insurance or covered with additional conditions when the insurance company terminated the contract or insured or resumed its effectiveness?
Related suggestions:
Attention! Commercial hospitalization insurance shall not reimburse the following acts
As a part of commercial medical insurance, commercial hospitalization medical insurance is worth buying. Whether it is an illness or an accident, patients are likely to need hospitalization, but the hospitalization guarantee in social security medical insurance is limited. Consumers need to buy commercial hospitalization insurance to provide more protection for themselves. But we should also pay attention to what behaviors of commercial hospitalization medical insurance cannot be reimbursed. For the strategy of medical insurance reimbursement, I just sorted out the relevant contents, hoping to help you: how to use social security medical insurance? 1. Teach you how to apply for reimbursement!
Experts suggest teaching you how to apply for hospitalization insurance compensation quickly.
What are consumers most worried about when buying hospitalization insurance? The answer is reconciliation. Why do you say that? Some consumers think what you said at the beginning is so nice. Once something really goes wrong and you are hospitalized, it is simply more difficult to claim compensation than to ascend to heaven. Because of this, many insurance companies' hospitalization insurance products now regard claims service as a major sales hotspot, and the promised claim period ranges from several hours to several days.