1, gyms generally buy public liability insurance, which means that members can pay for accidents in the store. Whether your own insurance can be reimbursed depends on the specific situation. Medical insurance is the highest reimbursement amount and cannot exceed the actual cost.
If the gym insurance has fully reimbursed the medical expenses, your own insurance cannot be reimbursed; If only part of the gym insurance is reimbursed, the rest can be reimbursed through your own insurance.
Accidental disability can be superimposed.